Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mcpherson Co-Op Federal Credit Union

Mcpherson, KansasCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$20Below the typical range ($25–$33 nationally)
$10 below the national median$7 below the Kansas median
Source
Return Check Fee$20Below the typical range ($25–$32 nationally)
$10 below the national median$5 below the Kansas median
Source

ATM & CardVerified

Debit Card Replacement Fee$4Below the typical range ($5–$10 nationally)
$6 below the national median$6 below the Kansas median
Source

Wire TransfersVerified

Wire Fee (outgoing)$10Below the typical range ($20–$25 nationally)
$15 below the national median$10 below the Kansas median
Source

Gift & Prepaid CardsVerified

VISA Gift Card$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median$1 below the Kansas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Kansas median	per month	—	Source
Overdraft & NSFVerified
Overdraft Fee	$20Below the typical range ($25–$33 nationally)	$10 below the national median$7 below the Kansas median	—	—	Source
Return Check Fee	$20
ATM & CardVerified
Debit Card Replacement Fee	$4Below the typical range ($5–$10 nationally)	$6 below the national median$6 below the Kansas median	—	—	Source
Wire TransfersVerified
Wire Fee (outgoing)	$10Below the typical range ($20–$25 nationally)	$15 below the national median$10 below the Kansas median	—	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median$1 below the Kansas median	—	—	Source
Other FeesVerified
FedEx	$15Below the typical range ($20–$40 nationally)	$15 below the national median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

7 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$44.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$44.0M

Total deposits

$39.6M

Service charge income (year to date)

$89K

Fee income ratio

6.1%

Return on assets

1.00%

Financial profile · Pro

Performance from regulator filings

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