Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mcpherson Co-Op Federal Credit Union

Mcpherson, KansasCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=dormant_account; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Dormant Account Fee | $10 (after 24 months of inactivity, per month until account reactivation)" · Source

Overdraft & NSFVerified

Overdraft Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=overdraft; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Overdraft Fee | $20" · Source
Return Check Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=nsf; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Return Check Fee | $20" · Source

ATM & CardVerified

Debit Card Replacement Fee$4Below the typical range ($5–$10 nationally)
$6 below the national median
Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=card_replacement; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Debit Card Replacement Fee | $4" · Source

Wire TransfersVerified

Wire Fee (outgoing)$10Below the typical range ($20–$25 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=wire_domestic_outgoing; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Wire Fee (outgoing) | $10" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$2.50Below the typical range ($3–$4.95 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=gift_card_purchase; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="VISA Gift Card | $2.50" · Source

Other FeesVerified

FedEx$15Below the typical range ($20–$40 nationally)
$12.75 below the national median
Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=courier_delivery; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="FedEx | $15" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=dormant_account; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Dormant Account Fee \| $10 (after 24 months of inactivity, per month until account reactivation)"	Source
Overdraft & NSFVerified
Overdraft Fee	$20Below the typical range ($25–$31 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=overdraft; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Overdraft Fee \| $20"	Source
Return Check Fee	$20
ATM & CardVerified
Debit Card Replacement Fee	$4Below the typical range ($5–$10 nationally)	$6 below the national median	—	Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=card_replacement; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Debit Card Replacement Fee \| $4"	Source
Wire TransfersVerified
Wire Fee (outgoing)	$10Below the typical range ($20–$25 nationally)	$12 below the national median	—	Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=wire_domestic_outgoing; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="Wire Fee (outgoing) \| $10"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$2.50Below the typical range ($3–$4.95 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=gift_card_purchase; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="VISA Gift Card \| $2.50"	Source
Other FeesVerified
FedEx	$15Below the typical range ($20–$40 nationally)	$12.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #10260. canonical_hint=courier_delivery; text_hash=596529b2a6edf11d0589bf0418c248ab40f6fab2ed73efce47f507677f149133; excerpt="FedEx \| $15"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 7 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$44.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$44.0M

Total deposits

$39.6M

Service charge income (year to date)

$89K

Fee income ratio

6.1%

Return on assets

1.00%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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