Central Illinois Federal Credit Union

Headquarters: Champaign, Illinois
Charter: Credit Union
Assets: $26.1M
Fed district: Chicago

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Central Illinois Federal Credit Union: $29
Central Illinois Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Central Illinois Federal Credit Union: $29
Central Illinois Federal Credit Union: $29
U.S. median: no median
Stop Payment
Central Illinois Federal Credit Union: $25
Central Illinois Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Central Illinois Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within the First 60 Days$5
Dormant Account Fees (per month)$5
per month
Account Balancing Assistance (per hour)$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Coverage (per item)$29
per item
Non-Sufficient Funds Item (each)$29
per item

ATM & Card

2nd ATM/Debit Card or Replacement$10

Wire Transfers

Wire Out – Domestic (international wire service not available)$25

Check Services

Money Orders or CICU Checks (per item)$2
per item
Stop Payment on Draft$25
Check Cashing Fee for UNFI Checks or to Cash Checks Under without Matching Funds$3
Copy of Draft$2

Gift & Prepaid Cards

Gift Cards – Non-reloadable$2.50

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within the First 60 Days	$5	Not stated	None
Dormant Account Fees (per month)	$5	per month	None
Account Balancing Assistance (per hour)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Coverage (per item)	$29	per item	None
Non-Sufficient Funds Item (each)	$29	per item	None
ATM & Card
2nd ATM/Debit Card or Replacement	$10	Not stated	None
Wire Transfers
Wire Out – Domestic (international wire service not available)	$25	Not stated	None
Check Services
Money Orders or CICU Checks (per item)	$2	per item	None
Stop Payment on Draft	$25	Not stated	None
Check Cashing Fee for UNFI Checks or to Cash Checks Under without Matching Funds	$3	Not stated	None
Copy of Draft	$2	Not stated	None
Gift & Prepaid Cards
Gift Cards – Non-reloadable	$2.50	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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