American Riviera Bank

Headquarters: Santa Barbara, California
Charter: Bank
Assets: $1.4B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $11, the middle of its prices
American Riviera Bank: $5 to $25
American Riviera Bank: $5 to $25
U.S. median: no median
Wire Transfer (Domestic Out)
American Riviera Bank: $20
American Riviera Bank: $20
U.S. median: no median
Stop Payment
American Riviera Bank: $20
American Riviera Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Riviera Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (audience not stated, treated as personal)$5
per month
Monthly Service Charge (audience not stated, treated as personal)$7
per month
Performance Checking Monthly service charge (audience not stated, treated as personal)$15
per month
Pinnacle Checking Monthly Service Charge (audience not stated, treated as personal)$25
per month
Statement Reconciliation$50
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Paper Statement Fee Waived with electronic statement enrollment (audience not stated, treated as personal)$5
per month
Paper Statement fee$2
Excessive Activity fee When there are more than the maximum allowed debits per statement cycle on an account$15
per item

Overdraft & NSF

Overdraft Daily Cap (audience not stated, treated as personal)$144
per day
Returned Item Daily Cap (audience not stated, treated as personal)$144
per day

ATM & Card

Debit Card Replacement$20
per item

Wire Transfers

Outgoing Wires Domestic Online$20
Incoming Wires Domestic Free International$25

Check Services

Cashier's Check$10
per item
Stop Payment fees$20
per item
Counter Check$3
per item
Collection Item$20
per item
Copy of Paid Check$3
per item

Cash & Deposit

Deposited Item Return$10
per item

Account Services

Notary Services Account holders onlyNo charge
Annual fee: 3x5$36
per year
Safe Deposit Box 10x10$240
per year
Safe Deposit Box 10x10 (audience not stated, treated as personal)$240
per year
Safe Deposit Box 3x10$90
per year
Safe Deposit Box 3x10 (audience not stated, treated as personal)$90
per year
Safe Deposit Box 5x10$120
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$120
per year
Safe Deposit Box 5x5$75
per year
Safe Deposit Box 5x5 (audience not stated, treated as personal)$75
per year
Safe Deposit Box Annual fee: 3x5 (audience not stated, treated as personal)$36
per year
Legal Process$100

Other Fees

Copy of Statement$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Monthly Service Charge (audience not stated, treated as personal)	$7	per month	None
Performance Checking Monthly service charge (audience not stated, treated as personal)	$15	per month	None
Pinnacle Checking Monthly Service Charge (audience not stated, treated as personal)	$25	per month	None
Statement Reconciliation	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Paper Statement Fee Waived with electronic statement enrollment (audience not stated, treated as personal)	$5	per month	None
Paper Statement fee	$2	Not stated	None
Excessive Activity fee When there are more than the maximum allowed debits per statement cycle on an account	$15	per item	None
Overdraft & NSF
Overdraft Daily Cap (audience not stated, treated as personal)	$144	per day	None
Returned Item Daily Cap (audience not stated, treated as personal)	$144	per day	None
ATM & Card
Debit Card Replacement	$20	per item	None
Wire Transfers
Outgoing Wires Domestic Online	$20	Not stated	None
Incoming Wires Domestic Free International	$25	Not stated	None
Check Services
Cashier's Check	$10	per item	None
Stop Payment fees	$20	per item	None
Counter Check	$3	per item	None
Collection Item	$20	per item	None
Copy of Paid Check	$3	per item	None
Cash & Deposit
Deposited Item Return	$10	per item	None
Account Services
Notary Services Account holders only	No charge	Not stated	None
Annual fee: 3x5	$36	per year	None
Safe Deposit Box 10x10	$240	per year	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$240	per year	None
Safe Deposit Box 3x10	$90	per year	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box 5x10	$120	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$120	per year	None
Safe Deposit Box 5x5	$75	per year	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$75	per year	None
Safe Deposit Box Annual fee: 3x5 (audience not stated, treated as personal)	$36	per year	None
Legal Process	$100	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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