Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

United Association Federal Credit Union

Concord, CaliforniaCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Request$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=account_research; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Account Research Request $ 20.00 per hour or fraction thereof" · Source

Christmas Club Early Withdrawal Fee$20

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=early_closure; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Christmas Club Early Withdrawal Fee $ 20.00" · Source

Overdraft & NSFVerified

Returned Check Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=nsf; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Returned Check Fee $ 25.00" · Source
Share Overdraft Fee$20Within the typical range ($20–$30 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=overdraft; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Share Overdraft Fee $20.00" · Source

Check ServicesVerified

Copy of Check Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=check_image; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Copy of Check Fee $ 5.00" · Source
Stop Payment Fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=stop_payment; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Stop Payment Fee $ 20.00" · Source

Digital & ElectronicVerified

ACH Return Item Fee$20Within the typical range ($15–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=ach_return; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="ACH Return Item Fee $20.00" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=document_reproduction; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Statement Copy $ 5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Request	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=account_research; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Account Research Request $ 20.00 per hour or fraction thereof"	Source
Christmas Club Early Withdrawal Fee	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=early_closure; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Christmas Club Early Withdrawal Fee $ 20.00"	Source
Overdraft & NSFVerified
Returned Check Fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=nsf; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Returned Check Fee $ 25.00"	Source
Share Overdraft Fee	$20
Check ServicesVerified
Copy of Check Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=check_image; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Copy of Check Fee $ 5.00"	Source
Stop Payment Fee	$20
Digital & ElectronicVerified
ACH Return Item Fee	$20Within the typical range ($15–$30 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=ach_return; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="ACH Return Item Fee $20.00"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5628. canonical_hint=document_reproduction; text_hash=aca5ae9c7fc8e8f0e9c6346eb1f4d91556fd9fce1e96d22f6380131ee049ee98; excerpt="Statement Copy $ 5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

29% below the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$14.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$14.3M

Total deposits

$11.8M

Service charge income (year to date)

$3K

Fee income ratio

0.85%

Return on assets

0.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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