Serve Federal Credit Union

Headquarters: Des Moines, Iowa
Charter: Credit Union
Assets: $101.3M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Serve Federal Credit Union: $25
Serve Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Serve Federal Credit Union: $20
Serve Federal Credit Union: $20
U.S. median: no median
Stop Payment
Serve Federal Credit Union: $25
Serve Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Serve Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account within 90 days of Opening$15
Inactive Account Fee (no activity for 2 years)$5
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Address Research/Returned Mail$5
per month

Fee	Amount	Basis	Note
Account Maintenance
Closed Account within 90 days of Opening	$15	Not stated	None
Inactive Account Fee (no activity for 2 years)	$5	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Address Research/Returned Mail	$5	per month	None
Overdraft & NSF
Paid Overdraft Item- Checks/ACH/Bill Pay/Debit Card (per item paid)	$25	per item	None
ATM & Card
Debit/Credit Card Replacement	$7	Not stated	None
Debit/Credit Card Expedited Replacement	$50	Not stated	None
Wire Transfers
Wire Outgoing Domestic	$20	Not stated	None
Wire Incoming	$10	Not stated	None
Wire Outgoing International	$40	Not stated	None
Check Services
Corporate Check to 3rd Party	$3	Not stated	None
Stop Payment for Bill Pay	$25	Not stated	None
Stop Payment- Member Checks/ACH Item/CU Check	$25	Not stated	None
Counter (temporary) Checks - sheet of 4	$2	per item	None
Digital & Electronic
Item Returned NSF- Checks/ACH/Bill Pay (per item returned)	$25	per item	None
Cash & Deposit
MasterCard Cash Advance Fee (at another financial institution)	$5	Not stated	None
Account Services
Replacement Safe Deposit Box Key	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$72	per year	None
Safe Deposit Box 3 x 10	$36	per year	None
Safe Deposit Box 5 x 10	$48	per year	None
Other Fees
Extra Copy of Statement	$5	Not stated	None

Showing 5 of 22 fees.

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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