Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Options Federal Credit Union

Littleton, ColoradoCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant and Inactive Accounts (per month)$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=dormant_account; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Dormant and Inactive Accounts (per month) $10" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (per presentment)$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=nsf; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Non-Sufficient Funds (per presentment) $35" · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=cashiers_check; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Cashier’s Check $5" · Source
Stop Payment Request (per item)$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=stop_payment; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Stop Payment Request (per item) $35" · Source

Account ServicesVerified

AD&D Insurance | Notary Service$1,000Above the typical range ($0–$5 nationally)
$997.50 above the national median
Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=notary_fee; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• $1,000 AD&D Insurance | • Notary Service" · Source
Notary Service (per document)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=notary_fee; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Notary Service (per document) $5" · Source

Lending FeesVerified

Loan Modification Sub Agreement$50Within the typical range ($25–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=loan_origination; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Loan Modification Sub Agreement $50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant and Inactive Accounts (per month)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=dormant_account; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Dormant and Inactive Accounts (per month) $10"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (per presentment)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=nsf; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Non-Sufficient Funds (per presentment) $35"	Source
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=cashiers_check; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Cashier’s Check $5"	Source
Stop Payment Request (per item)
Account ServicesVerified
AD&D Insurance \| Notary Service	$1,000Above the typical range ($0–$5 nationally)	$997.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=notary_fee; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• $1,000 AD&D Insurance \| • Notary Service"	Source
Notary Service (per document)
Lending FeesVerified
Loan Modification Sub Agreement	$50Within the typical range ($25–$50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2781. canonical_hint=loan_origination; text_hash=4ef57210e48e17aefce0140bea275d2426b9ceccee99307dcd62085e9c32ed78; excerpt="• Loan Modification Sub Agreement $50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$5.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.5M

Total deposits

$5.0M

Service charge income (year to date)

$12K

Fee income ratio

6.3%

Return on assets

-0.06%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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