Holy Rosary Federal Credit Union

Headquarters: Rochester, New Hampshire
Charter: Credit Union
Assets: $508.0M
Fed district: Boston

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Holy Rosary Federal Credit Union: $29
Holy Rosary Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Holy Rosary Federal Credit Union: $29
Holy Rosary Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Holy Rosary Federal Credit Union: $1.50
Holy Rosary Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Holy Rosary Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low Balance Fee for Additional Checking$10
Early Account Closure$20
Escheat Processing$100
Inactive Account$5
per month
Reconciliation & Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
per month
Bad Address (after 1st statement returned)$5
per month

Overdraft & NSF

Courtesy Pay$29
per item
Insufficient Funds (per item)$29
per item
Overdraft Protection (share transfers)$5

ATM & Card

ATM Activity Out of Network$1.50
Replacement ATM/ Debit/Credit Card$10

Wire Transfers

US Outgoing Wire$20
US Incoming WireNo charge
International Outgoing Wire$40
International Incoming Wire$10

Check Services

Official Check (One free monthy for 55+)$5
Money Order (One free monthy for 55+)$3
Stop Payment$25
Foreign Check Collection$25

Digital & Electronic

ACH Origination/Payroll Services$10
Online Bill Pay, Inactive Users$5
per month

Cash & Deposit

Returned Deposited Items (per item)$15
per item

Account Services

Notary Services - MembersNo charge
Notary Services - Non-Members$10
Safe Deposit Box Key Replacement$25
Not compared: Box drilling or key fee
Levies or Attachments$50

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee for Additional Checking	$10	Not stated	None
Early Account Closure	$20	Not stated	None
Escheat Processing	$100	Not stated	None
Inactive Account	$5	per month	None
Reconciliation & Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	per month	None
Bad Address (after 1st statement returned)	$5	per month	None
Overdraft & NSF
Courtesy Pay	$29	per item	None
Insufficient Funds (per item)	$29	per item	None
Overdraft Protection (share transfers)	$5	Not stated	None
ATM & Card
ATM Activity Out of Network	$1.50	Not stated	None
Replacement ATM/ Debit/Credit Card	$10	Not stated	None
Wire Transfers
US Outgoing Wire	$20	Not stated	None
US Incoming Wire	No charge	Not stated	None
International Outgoing Wire	$40	Not stated	None
International Incoming Wire	$10	Not stated	None
Check Services
Official Check (One free monthy for 55+)	$5	Not stated	None
Money Order (One free monthy for 55+)	$3	Not stated	None
Stop Payment	$25	Not stated	None
Foreign Check Collection	$25	Not stated	None
Digital & Electronic
ACH Origination/Payroll Services	$10	Not stated	None
Online Bill Pay, Inactive Users	$5	per month	None
Cash & Deposit
Returned Deposited Items (per item)	$15	per item	None
Account Services
Notary Services - Members	No charge	Not stated	None
Notary Services - Non-Members	$10	Not stated	None
Safe Deposit Box Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Levies or Attachments	$50	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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