Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Holy Rosary Federal Credit Union

Rochester, New HampshireCredit UnionBoston Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

/month | Reconciliation & Research$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay (per item, Hero Account$29Within the typical range ($25–$32 nationally)
$1 below the national median
per item · Source
Insufficient Funds (per item)$29Within the typical range ($25–$31.88 nationally)
$1 below the national median
per item · Source
Overdraft Protection (share transfers)$5Within the typical range ($3–$5 nationally)
At the national median
Source

Wire TransfersVerified

/month | US Outgoing Wire$20Within the typical range ($20–$25 nationally)
$5 below the national median
per month · Source
International Incoming Wire$10Within the typical range ($10–$25 nationally)
$5 below the national median
Source
International Outgoing Wire$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source

Check ServicesVerified

Money Order (One free monthy for 55+)$3Within the typical range ($1.66–$3 nationally)
$1 above the national median
Source
Official Check (One free monthy for 55+)$5Within the typical range ($3–$6 nationally)
At the national median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Source

Digital & ElectronicVerified

ACH Origination/Payroll Services$10Within the typical range ($5–$20 nationally)
At the national median
Source
Online Bill Pay, Inactive Users$5Within the typical range ($0–$10 nationally)
$0.05 above the national median
per month · Source

Account ServicesVerified

Levies or Attachments$50Within the typical range ($30–$75 nationally)
At the national median
Source
Notary Services - Non-Members$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source
Safe Deposit Box Key Replacement$25Within the typical range ($25–$77.50 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
/month \| Reconciliation & Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per month	—	Source
Christmas Club Early Withdrawal	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Early Account Closure	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Inactive Account (inactive 6 months, minors	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Low Balance Fee for Additional Checking	$10Within the typical range ($3–$10 nationally)	$5 above the national median	—	—	Source
Paper Statement	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay (per item, Hero Account	$29Within the typical range ($25–$32 nationally)	$1 below the national median	per item	—	Source
Insufficient Funds (per item)	$29
ATM & CardVerified
ATM Activity Out of Network (Waived for	$1.50Within the typical range ($1–$2.50 nationally)	$0.25 below the national median	—	—	Source
Wire TransfersVerified
/month \| US Outgoing Wire	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per month	—	Source
International Incoming Wire	$10
Check ServicesVerified
Money Order (One free monthy for 55+)	$3Within the typical range ($1.66–$3 nationally)	$1 above the national median	—	—	Source
Official Check (One free monthy for 55+)	$5
Digital & ElectronicVerified
ACH Origination/Payroll Services	$10Within the typical range ($5–$20 nationally)	At the national median	—	—	Source
Online Bill Pay, Inactive Users	$5
Cash & DepositVerified
Returned Deposited Items (per item)	$15Within the typical range ($10–$25 nationally)	At the national median	per item	—	Source
Account ServicesVerified
Levies or Attachments	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Notary Services - Non-Members	$10

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 23 — leaner than most institutions

Headline fees published

11 of 15

Published fees

Under review

Assets

$508.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$508.0M

Total deposits

$457.7M

Service charge income (year to date)

$1.2M

Fee income ratio

8.4%

Return on assets

1.04%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 40,331 published fee entries from 2,795 institutions

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