Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Novation Federal Credit Union

Oakdale, MinnesotaCredit UnionMinneapolis Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=account_research; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Account Research | $20/hour" · Source

Dormant Membership$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=dormant_account; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Dormant Membership | $5/month" · Source

Paper Statement$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=paper_statement; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Paper Statement | $2" · Source

Overdraft & NSFVerified

Return Item—NSF$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=nsf; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Return Item—NSF | $30" · Source

ATM & CardVerified

Replacement Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=card_replacement; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Replacement Card | $15" · Source

Check ServicesVerified

Cashier’s Check: Wire Transfer (Domestic)$25Above the typical range ($3–$6 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=cashiers_check; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Wire Transfer (Domestic) | $25" · Source
Check Copy (in person)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=check_image; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Check Copy (in person) | $5" · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=stop_payment; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Stop Payment | $15" · Source

Account ServicesVerified

10x10 box$100Above the typical range ($25–$75 nationally)
$57.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="10x10 box | $100/year" · Source
3x10 box$45Within the typical range ($25–$75 nationally)
$2.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="3x10 box | $45/year" · Source
5x10 box$65Within the typical range ($25–$75 nationally)
$22.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="5x10 box | $65/year" · Source
5x5 box$40Within the typical range ($25–$75 nationally)
$2.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="5x5 box | $40/year" · Source
Emergency Drilling$225Above the typical range ($25–$75 nationally)
$182.50 above the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Emergency Drilling | $225" · Source
Levy Garnishment$15Below the typical range ($30–$75 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=garnishment_levy; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Levy Garnishment | $15" · Source
Lost Key$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Lost Key | $25" · Source
Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #8743. canonical_hint=notary_fee; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Notary Service | Free" · Source
Standard Drilling$150Above the typical range ($25–$75 nationally)
$107.50 above the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Standard Drilling | $150" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=gift_card_purchase; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Visa Gift Card | $3/card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=account_research; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Account Research \| $20/hour"	Source
Dormant Membership	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=dormant_account; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Dormant Membership \| $5/month"	Source
Paper Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=paper_statement; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Paper Statement \| $2"	Source
Overdraft & NSFVerified
Return Item—NSF	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=nsf; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Return Item—NSF \| $30"	Source
ATM & CardVerified
Replacement Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=card_replacement; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Replacement Card \| $15"	Source
Check ServicesVerified
Cashier’s Check: Wire Transfer (Domestic)	$25Above the typical range ($3–$6 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=cashiers_check; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Wire Transfer (Domestic) \| $25"	Source
Check Copy (in person)
Account ServicesVerified
10x10 box	$100Above the typical range ($25–$75 nationally)	$57.50 above the national median	per year	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=safe_deposit_box; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="10x10 box \| $100/year"	Source
3x10 box
Gift & Prepaid CardsVerified
Visa Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8743. canonical_hint=gift_card_purchase; text_hash=d43854919af151ce7517a703033f067abd5393ff85d1a8c967b26b3d3f921b8d; excerpt="Visa Gift Card \| $3/card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$244.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$244.0M

Total deposits

$216.1M

Service charge income (year to date)

$207K

Fee income ratio

2.8%

Return on assets

1.07%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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