Nikkei Federal Credit Union

Headquarters: Gardena, California
Charter: Credit Union
Assets: $81.5M
Fed district: San Francisco

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Nikkei Federal Credit Union: $14
Nikkei Federal Credit Union: $14
U.S. median: no median
Wire Transfer (Domestic Out)
Nikkei Federal Credit Union: $30
Nikkei Federal Credit Union: $30
U.S. median: no median
Stop Payment
Nikkei Federal Credit Union: $30
Nikkei Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nikkei Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 days$30
Dormant Account Fee (10)No charge
Account Research (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Monthly or Quarterly Printed StatementsNo charge
per month
Bad Address Fee (Monthly)No charge
per month

Overdraft & NSF

Return Check Fee (NSF)$14
Overdraft Transfer (5)No charge

ATM & Card

ATM/Debit Card ReplacementNo charge
Foreign Transaction Fee (17)1%of the transaction

Wire Transfers

Domestic Wire Transfer (13)$30
International Wire Transfer (13)$30

Check Services

Corporate Check Fee (Third Party)No charge
Corporate Check Stop Payment$30
Check Cashing for Non-Members >$300 (9)$30
Deposit Held for Collection Fee$30
Copy of Processed Check Fee (4) $No charge

Digital & Electronic

ACH Return$14
Bill PayNo charge

Cash & Deposit

Cash Advance Fee (16)3%of the advance
Cash Advance for Non-Nikkei Visa Credit Card $No charge

Account Services

Notary Services (11)$15
Liens, Levies, Execution, & Garnishment$90
Real Estate Subordination$150
Verification of DepositsNo charge

Other Fees

Monthly or Quarterly Statement Reproduction $No charge
Not compared: Monthly charge, not per item
per month
NSF Loan Payment Fee$30
Skip-A-Payment (per loan per month)$30
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 days	$30	Not stated	None
Dormant Account Fee (10)	No charge	Not stated	None
Account Research (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly or Quarterly Printed Statements	No charge	per month	None
Bad Address Fee (Monthly)	No charge	per month	None
Overdraft & NSF
Return Check Fee (NSF)	$14	Not stated	None
Overdraft Transfer (5)	No charge	Not stated	None
ATM & Card
ATM/Debit Card Replacement	No charge	Not stated	None
Foreign Transaction Fee (17)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfer (13)	$30	Not stated	None
International Wire Transfer (13)	$30	Not stated	None
Check Services
Corporate Check Fee (Third Party)	No charge	Not stated	None
Corporate Check Stop Payment	$30	Not stated	None
Check Cashing for Non-Members >$300 (9)	$30	Not stated	None
Deposit Held for Collection Fee	$30	Not stated	None
Copy of Processed Check Fee (4) $	No charge	Not stated	None
Digital & Electronic
ACH Return	$14	Not stated	None
Bill Pay	No charge	Not stated	None
Cash & Deposit
Cash Advance Fee (16)	3%of the advance	Not stated	None
Cash Advance for Non-Nikkei Visa Credit Card $	No charge	Not stated	None
Account Services
Notary Services (11)	$15	Not stated	None
Liens, Levies, Execution, & Garnishment	$90	Not stated	None
Real Estate Subordination	$150	Not stated	None
Verification of Deposits	No charge	Not stated	None
Other Fees
Monthly or Quarterly Statement Reproduction $	No chargeNot compared: Monthly charge, not per item	per month	None
NSF Loan Payment Fee	$30	Not stated	None
Skip-A-Payment (per loan per month)	$30Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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