Metropolitan Services Federal Credit Union

Headquarters: Saint Paul, Minnesota
Charter: Credit Union
Assets: $12.3M
Fed district: Minneapolis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Metropolitan Services Federal Credit Union: $30
Metropolitan Services Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Metropolitan Services Federal Credit Union: $1
Metropolitan Services Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Metropolitan Services Federal Credit Union: $25
Metropolitan Services Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Metropolitan Services Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee$25
Abandoned Account Fee$25
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Fee (non-sufficient funds)$30

ATM & Card

ATM Withdrawals (4 free/month)$1
per item
ATM and Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer Fee (Domestic Only)$25

Check Services

Bill Payer Return/Stop Payment Fee$30
Stop Payment Fee$25
Stop Payment of Cashier’s Check$35
Check Cashing Fee (Savings Only)$5
Non-Member Check Cashing Fee$10
Photocopy of Cancelled Check$5

Digital & Electronic

ACH Origination$5
ACH Origination Return$30

Cash & Deposit

Coin Counting (for non-members)10%
Coin Counting (for non-members) (audience not stated, treated as personal)10%
Returned Deposit Item$35

Account Services

Garnishment/Levy Fee$25

Lending Fees

Loan Payment Late Fee (over 15 days)$25

Retirement & IRA

IRA Account Closing Fee$25

Other Fees

Statement Copy Fee$5
Consumer Loan Document Fee$35
Loan Modification Fee$35
Real Estate Loan Document Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee	$25	Not stated	None
Abandoned Account Fee	$25	Not stated	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Fee (non-sufficient funds)	$30	Not stated	None
ATM & Card
ATM Withdrawals (4 free/month)	$1	per item	None
ATM and Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer Fee (Domestic Only)	$25	Not stated	None
Check Services
Bill Payer Return/Stop Payment Fee	$30	Not stated	None
Stop Payment Fee	$25	Not stated	None
Stop Payment of Cashier’s Check	$35	Not stated	None
Check Cashing Fee (Savings Only)	$5	Not stated	None
Non-Member Check Cashing Fee	$10	Not stated	None
Photocopy of Cancelled Check	$5	Not stated	None
Digital & Electronic
ACH Origination	$5	Not stated	None
ACH Origination Return	$30	Not stated	None
Cash & Deposit
Coin Counting (for non-members)	10%	Not stated	None
Coin Counting (for non-members) (audience not stated, treated as personal)	10%	Not stated	None
Returned Deposit Item	$35	Not stated	None
Account Services
Garnishment/Levy Fee	$25	Not stated	None
Lending Fees
Loan Payment Late Fee (over 15 days)	$25	Not stated	None
Retirement & IRA
IRA Account Closing Fee	$25	Not stated	None
Other Fees
Statement Copy Fee	$5	Not stated	None
Consumer Loan Document Fee	$35	Not stated	None
Loan Modification Fee	$35	Not stated	None
Real Estate Loan Document Fee	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Metropolitan Services Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.