Quaker Oats Federal Credit Union

Headquarters: Cedar Rapids, Iowa
Charter: Credit Union
Assets: $13.3M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Easy Budget Checking Account
Quaker Oats Federal Credit Union: $30
Quaker Oats Federal Credit Union: $30
U.S. median: no median
Overdraft (OD)
Quaker Oats Federal Credit Union: $30
Quaker Oats Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Quaker Oats Federal Credit Union: $15
Quaker Oats Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Quaker Oats Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$30
Inactive/Dormant Account Fee$5
per month
Account Reconciliation/Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$30
per item
Return item fee$15
Overdraft Transfers$2.50

ATM & Card

Balance Inquiry$0.50
per item
Replacement Card fee$10
Expedited Card Replacement$50
Foreign transaction fee (multi-currency)1%of the transaction
International Service Assessment (ISA)0.8%of the transaction

Wire Transfers

Outgoing Domestic Wire$25
Incoming Domestic Wire$10

Check Services

Cashier’s Check$5
Stop Payment$25
Check Cashing Fee$5
per item
Copies of Cleared Checks$3
per item

Cash & Deposit

Cash Advance Fee$5

Account Services

Garnishment/Levy$25

Lending Fees

Loan Cancellation Fee$25

Other Fees

Faxing or Photocopying$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$30	Not stated	None
Inactive/Dormant Account Fee	$5	per month	None
Account Reconciliation/Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Return item fee	$15	Not stated	None
Overdraft Transfers	$2.50	Not stated	None
ATM & Card
Balance Inquiry	$0.50	per item	None
Replacement Card fee	$10	Not stated	None
Expedited Card Replacement	$50	Not stated	None
Foreign transaction fee (multi-currency)	1%of the transaction	Not stated	None
International Service Assessment (ISA)	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Incoming Domestic Wire	$10	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Stop Payment	$25	Not stated	None
Check Cashing Fee	$5	per item	None
Copies of Cleared Checks	$3	per item	None
Cash & Deposit
Cash Advance Fee	$5	Not stated	None
Account Services
Garnishment/Levy	$25	Not stated	None
Lending Fees
Loan Cancellation Fee	$25	Not stated	None
Other Fees
Faxing or Photocopying	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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