Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Quaker Oats Federal Credit Union

Cedar Rapids, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=account_research; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Account Reconciliation/Research $30.00/hour" · Source

Inactive/Dormant Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=dormant_account; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="***Inactive/Dormant Account Fee $5.00/month" · Source

Overdraft & NSFVerified

Overdraft Fee$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=overdraft; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Overdraft Fee $30.00 + tax per item" · Source

ATM & CardVerified

Expedited Card Replacement$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=rush_card; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Expedited Card Replacement $50.00" · Source
Replacement Card fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=card_replacement; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Replacement Card fee $10.00" · Source
Replacement Pin$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=card_replacement; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Replacement Pin $5.00" · Source

Wire TransfersVerified

Incoming Domestic Wire$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=wire_domestic_incoming; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Incoming Domestic Wire $10.00" · Source
Outgoing Domestic Wire$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=wire_domestic_outgoing; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Outgoing Domestic Wire $25.00" · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=cashiers_check; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Cashier’s Check $5.00" · Source
Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=check_cashing; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="**Check Cashing Fee $5.00/ check" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=stop_payment; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Stop Payment $25.00 + tax" · Source

Cash & DepositVerified

Cash Advance Fee$5Within the typical range ($3–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=cash_advance; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Cash Advance Fee $5.00" · Source

Account ServicesVerified

Garnishment/Levy$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=garnishment_levy; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Garnishment/Levy $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=account_research; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Account Reconciliation/Research $30.00/hour"	Source
Inactive/Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=dormant_account; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="***Inactive/Dormant Account Fee $5.00/month"	Source
Overdraft & NSFVerified
Overdraft Fee	$30Within the typical range ($20–$30 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=overdraft; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Overdraft Fee $30.00 + tax per item"	Source
ATM & CardVerified
Expedited Card Replacement	$50Within the typical range ($30–$50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=rush_card; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Expedited Card Replacement $50.00"	Source
Replacement Card fee	$10
Wire TransfersVerified
Incoming Domestic Wire	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=wire_domestic_incoming; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Incoming Domestic Wire $10.00"	Source
Outgoing Domestic Wire	$25
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=cashiers_check; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Cashier’s Check $5.00"	Source
Check Cashing Fee	$5
Cash & DepositVerified
Cash Advance Fee	$5Within the typical range ($3–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=cash_advance; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Cash Advance Fee $5.00"	Source
Account ServicesVerified
Garnishment/Levy	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2977. canonical_hint=garnishment_levy; text_hash=c3f44a58096b9b7a97b945235523751cc8bf8ec8a98bb0208a04be76773f350f; excerpt="Garnishment/Levy $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$13.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.3M

Total deposits

$11.0M

Service charge income (year to date)

$19K

Fee income ratio

5.2%

Return on assets

1.32%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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