K.C. Area Federal Credit Union

Headquarters: Kansas City, Missouri
Charter: Credit Union
Assets: $11.4M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
K.C. Area Federal Credit Union: $27
K.C. Area Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
K.C. Area Federal Credit Union: $26
K.C. Area Federal Credit Union: $26
U.S. median: no median
Stop Payment
K.C. Area Federal Credit Union: $27
K.C. Area Federal Credit Union: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from K.C. Area Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Acct closed within 90 days of opening (non-fraud)$5
Electronic share transaction in excess of Reg D. limit$5
per item

Overdraft & NSF

Insufficient Funds$27
per item

Wire Transfers

Outgoing wire transfer$26
per item
Incoming wire transfer$2
per item

Check Services

Money Orders$2
per item
Stop Payment Fee: Check$27
per item
Copy of a Check$5
per item

Digital & Electronic

Mobile DepositNo charge

Account Services

Notary--MEMBERNo charge
Notary--NON MEMBER$5
per item

Gift & Prepaid Cards

Reload Fee$5
VISA Gift Cards (load $10-$1000)$4
per item

Other Fees

Copy of a Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Acct closed within 90 days of opening (non-fraud)	$5	Not stated	None
Electronic share transaction in excess of Reg D. limit	$5	per item	None
Overdraft & NSF
Insufficient Funds	$27	per item	None
Wire Transfers
Outgoing wire transfer	$26	per item	None
Incoming wire transfer	$2	per item	None
Check Services
Money Orders	$2	per item	None
Stop Payment Fee: Check	$27	per item	None
Copy of a Check	$5	per item	None
Digital & Electronic
Mobile Deposit	No charge	Not stated	None
Account Services
Notary--MEMBER	No charge	Not stated	None
Notary--NON MEMBER	$5	per item	None
Gift & Prepaid Cards
Reload Fee	$5	Not stated	None
VISA Gift Cards (load $10-$1000)	$4	per item	None
Other Fees
Copy of a Statement	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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