K.C. Area Federal Credit Union

Headquarters: Kansas City, Missouri
Charter: Credit Union
Assets: $11.4M
Fed district: Kansas City

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
K.C. Area Federal Credit Union: $27
K.C. Area Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
K.C. Area Federal Credit Union: $26
K.C. Area Federal Credit Union: $26
U.S. median: no median
Stop Payment
K.C. Area Federal Credit Union: $27
K.C. Area Federal Credit Union: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

K.C. Area Federal Credit Union · $11M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$11M to $12M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
K.C. Area Federal Credit Union(this institution)	Kansas City, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Asa Federal Credit Union	Bloomfield, CT	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ben E Keith Company Employees Federal Credit Union	Fort Worth, TX	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bradford Area Federal Credit Union	Bradford, PA	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Circuit Federal Credit Union	Cheektowaga, NY	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cmc-Fcpi Employees Federal Credit Union	Scranton, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Espeeco Federal Credit Union	Bakersfield, CA	$12M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Gesb Sheet Metal Workers Federal Credit Union	Portage, IN	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
I B E W Local 56 Federal Credit Union	Erie, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
I.B.E.W. Lu 66 Federal Credit Union	Pasadena, TX	$12M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Joliet Municipal Employees Federal Credit Union	joliet, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Maternity B.V.M. Federal Credit Union	Bourbonnais, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Middletown Area Schools Federal Credit Union	Middletown, OH	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
North Carolina Press Association Federal Credit Union	Raleigh, NC	$12M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Northwest Missouri Regional Federal Credit Union	Maryville, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
P.I.E. Federal Credit Union	Houston, TX	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Pba Federal Credit Union	Pine Bluff, AR	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pittsburgh Federal Credit Union	Pittsburgh, PA	$12M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Provident Federal Credit Union	Dover, DE	$12M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sing Sing Employees Federal Credit Union	Briarcliff Manor, NY	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sorg Bay West Federal Credit Union	Middletown, OH	$12M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Star Tech Federal Credit Union	Greenwood Village, CO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tuskegee Federal Credit Union	Tuskegee, AL	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Vatat Federal Credit Union	Austin, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Vickswood Federal Credit Union	Vicksburg, MS	$11M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Whitewater Community Federal Credit Union	harrison, OH	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

K.C. Area Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

K.C. Area Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

K.C. Area Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from K.C. Area Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Acct closed within 90 days of opening (non-fraud)$5
Electronic share transaction in excess of Reg D. limit$5
per item

Overdraft & NSF

Insufficient Funds$27
per item

Wire Transfers

Outgoing wire transfer$26
per item
Incoming wire transfer$2
per item

Check Services

Money Orders$2
per item
Stop Payment Fee: Check$27
per item
Copy of a Check$5
per item

Digital & Electronic

Mobile DepositNo charge

Account Services

Notary--MEMBERNo charge
Notary--NON MEMBER$5
per item

Gift & Prepaid Cards

Reload Fee$5
VISA Gift Cards (load $10-$1000)$4
per item

Other Fees

Copy of a Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Acct closed within 90 days of opening (non-fraud)	$5	Not stated	None
Electronic share transaction in excess of Reg D. limit	$5	per item	None
Overdraft & NSF
Insufficient Funds	$27	per item	None
Wire Transfers
Outgoing wire transfer	$26	per item	None
Incoming wire transfer	$2	per item	None
Check Services
Money Orders	$2	per item	None
Stop Payment Fee: Check	$27	per item	None
Copy of a Check	$5	per item	None
Digital & Electronic
Mobile Deposit	No charge	Not stated	None
Account Services
Notary--MEMBER	No charge	Not stated	None
Notary--NON MEMBER	$5	per item	None
Gift & Prepaid Cards
Reload Fee	$5	Not stated	None
VISA Gift Cards (load $10-$1000)	$4	per item	None
Other Fees
Copy of a Statement	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when K.C. Area Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
K.C. Area Federal Credit Union: $27
K.C. Area Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
K.C. Area Federal Credit Union: $26
K.C. Area Federal Credit Union: $26
U.S. median: no median
Stop Payment
K.C. Area Federal Credit Union: $27
K.C. Area Federal Credit Union: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

K.C. Area Federal Credit Union · $11M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$11M to $12M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
K.C. Area Federal Credit Union(this institution)	Kansas City, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Asa Federal Credit Union	Bloomfield, CT	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ben E Keith Company Employees Federal Credit Union	Fort Worth, TX	$12M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bradford Area Federal Credit Union	Bradford, PA	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Circuit Federal Credit Union	Cheektowaga, NY	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cmc-Fcpi Employees Federal Credit Union	Scranton, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Espeeco Federal Credit Union	Bakersfield, CA	$12M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Gesb Sheet Metal Workers Federal Credit Union	Portage, IN	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
I B E W Local 56 Federal Credit Union	Erie, PA	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
I.B.E.W. Lu 66 Federal Credit Union	Pasadena, TX	$12M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Joliet Municipal Employees Federal Credit Union	joliet, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Maternity B.V.M. Federal Credit Union	Bourbonnais, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Middletown Area Schools Federal Credit Union	Middletown, OH	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
North Carolina Press Association Federal Credit Union	Raleigh, NC	$12M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Northwest Missouri Regional Federal Credit Union	Maryville, MO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
P.I.E. Federal Credit Union	Houston, TX	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Pba Federal Credit Union	Pine Bluff, AR	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pittsburgh Federal Credit Union	Pittsburgh, PA	$12M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Provident Federal Credit Union	Dover, DE	$12M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sing Sing Employees Federal Credit Union	Briarcliff Manor, NY	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sorg Bay West Federal Credit Union	Middletown, OH	$12M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Star Tech Federal Credit Union	Greenwood Village, CO	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tuskegee Federal Credit Union	Tuskegee, AL	$11M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Vatat Federal Credit Union	Austin, TX	$11M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Vickswood Federal Credit Union	Vicksburg, MS	$11M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Whitewater Community Federal Credit Union	harrison, OH	$11M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

K.C. Area Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $4 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

K.C. Area Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

K.C. Area Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from K.C. Area Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Acct closed within 90 days of opening (non-fraud)$5
Electronic share transaction in excess of Reg D. limit$5
per item

Overdraft & NSF

Insufficient Funds$27
per item

Wire Transfers

Outgoing wire transfer$26
per item
Incoming wire transfer$2
per item

Check Services

Money Orders$2
per item
Stop Payment Fee: Check$27
per item
Copy of a Check$5
per item

Digital & Electronic

Mobile DepositNo charge

Account Services

Notary--MEMBERNo charge
Notary--NON MEMBER$5
per item

Gift & Prepaid Cards

Reload Fee$5
VISA Gift Cards (load $10-$1000)$4
per item

Other Fees

Copy of a Statement$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Acct closed within 90 days of opening (non-fraud)	$5	Not stated	None
Electronic share transaction in excess of Reg D. limit	$5	per item	None
Overdraft & NSF
Insufficient Funds	$27	per item	None
Wire Transfers
Outgoing wire transfer	$26	per item	None
Incoming wire transfer	$2	per item	None
Check Services
Money Orders	$2	per item	None
Stop Payment Fee: Check	$27	per item	None
Copy of a Check	$5	per item	None
Digital & Electronic
Mobile Deposit	No charge	Not stated	None
Account Services
Notary--MEMBER	No charge	Not stated	None
Notary--NON MEMBER	$5	per item	None
Gift & Prepaid Cards
Reload Fee	$5	Not stated	None
VISA Gift Cards (load $10-$1000)	$4	per item	None
Other Fees
Copy of a Statement	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.