Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

K.C. Area Federal Credit Union

Kansas City, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Acct closed within 90 days of opening (non-fraud)$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=early_closure; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Acct closed within 90 days of opening (non-fraud) | $5.00" · Source

Overdraft & NSFVerified

Insufficient Funds$27Within the typical range ($25–$31 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=nsf; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Insufficient Funds | $27.00 each" · Source

ATM & CardVerified

ATM Foreign Transaction Fee$1Within the typical range ($1–$7 nationally)
$1.20 below the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=card_foreign_txn; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="ATM Foreign Transaction Fee | $1.00" · Source

Wire TransfersVerified

Outgoing wire transfer$26Above the typical range ($20–$25 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=wire_domestic_outgoing; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Outgoing wire transfer | $26.00 each" · Source

Check ServicesVerified

Copy of a Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=check_image; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Copy of a Check | $5.00 each" · Source
Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=money_order; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Money Orders | $2.00 each" · Source

Digital & ElectronicVerified

Mobile Deposit$0Within the typical range ($0–$0.57 nationally)
At the national median
Knox read a free fee from Rosetta artifact #4698. canonical_hint=mobile_deposit; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Mobile Deposit | FREE" · Source

Account ServicesVerified

Notary--MEMBER$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #4698. canonical_hint=notary_fee; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Notary--MEMBER | FREE" · Source
Notary--NON MEMBER$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=notary_fee; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Notary--NON MEMBER | $5.00 per stamp" · Source

Other FeesVerified

Copy of a Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=document_reproduction; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Copy of a Statement | $5.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Acct closed within 90 days of opening (non-fraud)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=early_closure; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Acct closed within 90 days of opening (non-fraud) \| $5.00"	Source
Overdraft & NSFVerified
Insufficient Funds	$27Within the typical range ($25–$31 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=nsf; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Insufficient Funds \| $27.00 each"	Source
ATM & CardVerified
ATM Foreign Transaction Fee	$1Within the typical range ($1–$7 nationally)	$1.20 below the national median	—	Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=card_foreign_txn; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="ATM Foreign Transaction Fee \| $1.00"	Source
Wire TransfersVerified
Outgoing wire transfer	$26Above the typical range ($20–$25 nationally)	$4 above the national median	—	Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=wire_domestic_outgoing; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Outgoing wire transfer \| $26.00 each"	Source
Check ServicesVerified
Copy of a Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=check_image; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Copy of a Check \| $5.00 each"	Source
Money Orders	$2
Digital & ElectronicVerified
Mobile Deposit	$0Within the typical range ($0–$0.57 nationally)	At the national median	—	Knox read a free fee from Rosetta artifact #4698. canonical_hint=mobile_deposit; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Mobile Deposit \| FREE"	Source
Account ServicesVerified
Notary--MEMBER	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #4698. canonical_hint=notary_fee; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Notary--MEMBER \| FREE"	Source
Notary--NON MEMBER	$5
Other FeesVerified
Copy of a Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4698. canonical_hint=document_reproduction; text_hash=8106b38e281a1811b01f47babdd8b7a6e2d62b4a3e5d57bf83f06f3905becf6e; excerpt="Copy of a Statement \| $5.00 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $27

10% below the national median NSF fee

Total fees: 10 — leaner than most institutions

Headline fees published

3 of 15

Published fees

Under review

Assets

$11.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$11.4M

Total deposits

$9.4M

Service charge income (year to date)

$40K

Fee income ratio

11.0%

Return on assets

0.22%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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