Illinois State Federal Credit Union

Headquarters: Normal, Illinois
Charter: Credit Union
Assets: $248.6M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Illinois State Federal Credit Union: $25
Illinois State Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Illinois State Federal Credit Union: $1
Illinois State Federal Credit Union: $1
U.S. median: no median
Stop Payment
Illinois State Federal Credit Union: $25
Illinois State Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Illinois State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$5
per month
Account Reconciliation (Research)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statement Fee$2
Enhanced Share Excess Withdrawal$25
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Courtsey Pay Fee$25
per item
Automatic Overdraft Transfer$3
per item

ATM & Card

Non-ISCU ATM Withdrawal$1
per item
First Replacement Card$5
Replacement Card$10

Wire Transfers

Wire Transfer (Incoming/Deposit): International$40

Check Services

Teller Check Fee$1
per item
Money Order Fee$0.75
per item
Teller Checks/Money Orders: Money Order Fee$0.75
per item
Stop Payment$25
Counter Checks$0.25
per item
Check Cashing Fee$1
per item
Non-Member Check Cashing Fee$3
per item
Domestic: Foreign Check Fee$20
Foreign Check Fee$20
Check Copy Fee$3
per item

Cash & Deposit

Cash Advance Fee$20

Gift & Prepaid Cards

Electronic Transfer Fees | Visa Gift Card$2
Visa Gift Card$2
Visa Travel Money Card Reload$2

Other Fees

Fax$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy$0.10
Not compared: Charged per page; comparison unavailable
per page
Statement Copy Fee$3
Not compared: Monthly charge, not per item
per month
Skip-a-Payment$30
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Reconciliation (Research)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statement Fee	$2	Not stated	None
Enhanced Share Excess Withdrawal	$25	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Courtsey Pay Fee	$25	per item	None
Automatic Overdraft Transfer	$3	per item	None
ATM & Card
Non-ISCU ATM Withdrawal	$1	per item	None
First Replacement Card	$5	Not stated	None
Replacement Card	$10	Not stated	None
Wire Transfers
Wire Transfer (Incoming/Deposit): International	$40	Not stated	None
Check Services
Teller Check Fee	$1	per item	None
Money Order Fee	$0.75	per item	None
Teller Checks/Money Orders: Money Order Fee	$0.75	per item	None
Stop Payment	$25	Not stated	None
Counter Checks	$0.25	per item	None
Check Cashing Fee	$1	per item	None
Non-Member Check Cashing Fee	$3	per item	None
Domestic: Foreign Check Fee	$20	Not stated	None
Foreign Check Fee	$20	Not stated	None
Check Copy Fee	$3	per item	None
Cash & Deposit
Cash Advance Fee	$20	Not stated	None
Gift & Prepaid Cards
Electronic Transfer Fees \| Visa Gift Card	$2	Not stated	None
Visa Gift Card	$2	Not stated	None
Visa Travel Money Card Reload	$2	Not stated	None
Other Fees
Fax	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy	$0.10Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy Fee	$3Not compared: Monthly charge, not per item	per month	None
Skip-a-Payment	$30Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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