17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Rewards Checking w/ My Rewards+
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Credit Union One of Oklahoma’s own schedules, with a source for each figure.
per month
per month
per hour · | Account Research - 1 Hour Minimum | $15.00 per hour |
per hour · | *Account Research - 1 Hour Minimum - Effective 11/1/26* | *$25.00 per hour* |
per statement · | Paper Statement | $1.00 per Statement |
per statement · | *Paper Statement - Effective 11/1/26* | $2.00 per Statement |
per statement · | Statement Copy (Official) | $5.00 per Statement |
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Rewards Checking w/ My Rewards+ Monthly service charge | $5 | per month | None |
| Early Close Account Fee (if closed within 180 days) | $25 | Not stated | None |
| Dormant Account (inactive for 12 months or more) | $5 | per month | None |
| Escheatment Fee | $50 | Not stated | None |
| Account Research - 1 Hour Minimum | $15Not compared: Charged per hour; comparison unavailable | per hour | | Account Research - 1 Hour Minimum | $15.00 per hour | |
| Account Research - 1 Hour Minimum - Effective 11/1/26 | $25Not compared: Charged per hour; comparison unavailable | per hour | | *Account Research - 1 Hour Minimum - Effective 11/1/26* | *$25.00 per hour* | |
| Paper Statement | $1Not compared: Charged per statement; comparison unavailable | per statement | | Paper Statement | $1.00 per Statement | |
| Paper Statement - Effective 11/1/26 | $2Not compared: Charged per statement; comparison unavailable | per statement | | *Paper Statement - Effective 11/1/26* | $2.00 per Statement | |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft / NSF - Paid | $30 | Not stated | None |
| Returned ACH | $30 | Not stated | None |
| Returned Check | $30 | Not stated | None |
| Overdraft Transfer | $5 | Not stated | None |
ATM & Card | |||
| ATM Withdrawal | $1 | Not stated | None |
| Debit Card Replacement | $5 | Not stated | None |
| Debit Card Replacement - Effective 11/1/26 | $7 | Not stated | None |
Wire Transfers | |||
| Wire Fee - Domestic | $15 | Not stated | None |
Check Services | |||
| Cashier's Check | $2 | Not stated | None |
| Cashier's Check - Effective 11/1/26 | $3 | Not stated | None |
| Stop Payment (ACH or Check) | $25 | Not stated | None |
| Temporary Checks - 4 per sheet | $2 | per item | None |
| Check Copy | $2 | Not stated | None |
Account Services | |||
| Non-Member Notary | $5 | per item | None |
| Account Garnishment | $25 | Not stated | None |
| Levy | $25 | Not stated | None |
Lending Fees | |||
| Late Payment | 5% | Not stated | None |
| Late Payment (audience not stated, treated as personal) | 5% | Not stated | None |
Retirement & IRA | |||
| IRA Closing | $25 | Not stated | None |
Other Fees | |||
| Statement Copy (Official) | $5Not compared: Charged per statement; comparison unavailable | per statement | | Statement Copy (Official) | $5.00 per Statement | |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.