22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026
Call-report figures are for Armed Forces Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Armed Forces Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $3.4M in Q2 2026, about level with the same quarter a year earlier ($3.4M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $20, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 4.0% from Q3 2025 to Q2 2026, to $3.4M.
$3.4M
Armed Forces Bank, National AssociationMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Armed Forces Bank, National Association · $1.4B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Armed Forces Bank, National Association(this institution) | Fort Leavenworth, KS | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alliance Bank | Sulphur Springs, TX | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Riviera Bank | Santa Barbara, CA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ameriserv Financial Bank | Johnstown, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Apex Bank | Camden, TN | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Benchmark Community Bank | Kenbridge, VA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Bank Illinois | Geneseo, IL | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Central National Bank | Junction City, KS | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Bank | Elizabethton, TN | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Bank and Trust | Frostproof, FL | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Financial Services Bank | Benton, KY | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers & Merchants Bank | Timberville, VA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| First American Bank and Trust | Vacherie, LA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Federal Savings Bank of Twin Falls | Twin Falls, ID | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Grove Bank & Trust | Miami, FL | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Independence Bank | Havre, MT | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Marquette Savings Bank | Erie, PA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| North State Bank | Raleigh, NC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples Bank of Alabama | Cullman, AL | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Rhinebeck Bank | Rhinebeck, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saco & Biddeford Savings Institution | Saco, ME | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| SULLIVAN BANK | Sullivan, MO | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Texas Security Bank | Dallas, TX | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ulster Savings Bank | Kingston, NY | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Union County Savings Bank | Elizabeth, NJ | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Watertown Savings Bank | Watertown, MA | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $20, the middle of its three prices, against a peer median of $8 among 15 publishing peers.
Its three checking prices are $5, $20 and $35.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for Armed Forces Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $3.4M | −$54K | −1.6% |
| Q1 2026 | $3.4M | +$86K | +2.6% |
| Q4 2025 | $3.3M | −$172K | −4.9% |
| Q3 2025 | $3.5M | +$155K | +4.6% |
| Q2 2025 | $3.4M | −$5K | −0.1% |
| Q1 2025 | $3.4M | +$130K | +4.0% |
| Q4 2024 | $3.2M | −$203K | −5.9% |
| Q3 2024 | $3.4M | +$36K | +1.1% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Armed Forces Bank, National Association’s own schedules, with a source for each figure.
per month
per month
per month
per month
per hour
per month
per month
per item
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge (audience not stated, treated as personal) | $5 | per month | None |
| Monthly Service Charge | $20 | per month | None |
| Zero balance Account maintenance fee (audience not stated, treated as personal) | $35 | Not stated | None |
| Account closing within 90 days of opening | $25 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Inactivity Fee (Money Market & Savings Account excluded) | $5 | per month | None |
| Research (Per Hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | per month | None |
| Paper Statement Fee | $5 | per month | None |
| Excess Withdrawals | $10 | per item | None |
| Excessive withdrawal Fee – applies to Money Market Deposit | $10 | per transaction | None |
| Undeliverable Statement Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $20 | per item | None |
| Returned Item Fee | $20 | per item | None |
ATM & Card | |||
| ATM Withdrawal, Transfer, or Inquiry Fee | $2.25 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing | $30 | Not stated | None |
| Wire Transfer – Outgoing initiated through Digital Banking | $20 | Not stated | None |
| Wire Transfer (Domestic Out) (audience not stated, treated as personal) | $7 | per item | None |
| Wire transfer- outgoing not initiated online (audience not stated, treated as personal) | $35 | Not stated | None |
| Wire Transfer - Incoming | $8.75 | Not stated | None |
| Wire transfer- incoming with no special handling (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire transfer- outgoing international initiated online (audience not stated, treated as personal) | $40 | Not stated | None |
| Wire Transfer-International | $50 | Not stated | None |
| Wire transfer – incoming International (audience not stated, treated as personal) | $15 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Stop Payment Fee | $35 | per item | None |
| Stop Payment Fee- initiated via Digital or Mobile Banking | $25 | per item | None |
| Counter Checks | $1 | Not stated | None |
| Collection Item-Foreign | $20 | Not stated | None |
| Collection Item-Incoming | $20 | Not stated | None |
| Collection Item-Outgoing | $20 | Not stated | None |
Account Services | |||
| Notary Fee | $10 | Not stated | None |
| Garnishment & Levy Processing | $100 | Not stated | None |
| Audit Confirmations (audience not stated, treated as personal) | $20 | Not stated | None |
| Verification of Accounts | $20 | Not stated | None |
Retirement & IRA | |||
| IRA transfer fee (external outgoing) | $25 | Not stated | None |
Other Fees | |||
| Statement Copy | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per hour
per month
per item
per transaction
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closing within 90 days of opening | $25 | Not stated | None |
| Dormant Account Fee | $10 | per month | None |
| Inactivity Fee (Money Market & Savings Account excluded) | $5 | per month | None |
| Research (Per Hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $5 | per month | None |
| Excess Withdrawals | $10 | per item | None |
| Excessive withdrawal Fee – applies to Money Market Deposit | $10 | per transaction | None |
| Undeliverable Statement Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $20 | per item | None |
| Returned Item Fee | $20 | per item | None |
ATM & Card | |||
| ATM Withdrawal, Transfer, or Inquiry Fee | $2.25 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing | $30 | Not stated | None |
| Wire Transfer – Outgoing initiated through Digital Banking | $20 | Not stated | None |
| Wire Transfer - Incoming | $8.75 | Not stated | None |
| Wire Transfer-International | $50 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Stop Payment Fee | $35 | per item | None |
| Stop Payment Fee- initiated via Digital or Mobile Banking | $25 | per item | None |
| Counter Checks | $1 | Not stated | None |
| Collection Item-Foreign | $20 | Not stated | None |
| Collection Item-Incoming | $20 | Not stated | None |
| Collection Item-Outgoing | $20 | Not stated | None |
Digital & Electronic | |||
| Business Bill Pay | $10 | per month | None |
| Business Mobile Deposit | $0.50 | per item | None |
Account Services | |||
| Notary Fee | $10 | Not stated | None |
| Garnishment & Levy Processing | $100 | Not stated | None |
| Verification of Accounts | $20 | Not stated | None |
Retirement & IRA | |||
| IRA transfer fee (external outgoing) | $25 | Not stated | None |
Other Fees | |||
| Statement Copy | $5 | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Armed Forces Bank, National Association operates, and what regulators and customers have on file.
Enforcement actions
3 past actions
Past
OCC. Ended January 22, 2015
Federal Reserve, against the holding company, Dickinson Financial Corporation II. Ended April 24, 2015 · Order
OCC. Ended December 14, 2010
Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.