Federated Employees Federal Credit Union

Headquarters: Owatonna, Minnesota
Charter: Credit Union
Assets: $66.7M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Federated Employees Federal Credit Union: $25
Federated Employees Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Federated Employees Federal Credit Union: $13
Federated Employees Federal Credit Union: $13
U.S. median: no median
Stop Payment
Federated Employees Federal Credit Union: $15
Federated Employees Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Federated Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Returned E-Statement$1

Overdraft & NSF

Returned ACH$25
per item
Returned Check$25

ATM & Card

ATM Transactions Exceeds 15 per month$1
Not compared: Monthly charge, not per item
per month
Replacement Card$5
Rush Card Delivery$15
per item
Rush Card Delivery$25

Wire Transfers

Wire Out Domestic$13
Wire Out International$43
per item

Check Services

CU Check/Cashier's Check made payable to others$1
Stop Payment Check$15
per item
Draft Copy/Check Image$1
per item

Lending Fees

Late Fee on Loans$20
per item

Gift & Prepaid Cards

Gift Card Purchase$3
per item
Purchase e-Gift Card$4
Travel Card Reload (audience not stated, treated as personal)$3

Other Fees

Statement Copy$1
per item
Duplicate Lien Release$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Returned E-Statement	$1	Not stated	None
Overdraft & NSF
Returned ACH	$25	per item	None
Returned Check	$25	Not stated	None
ATM & Card
ATM Transactions Exceeds 15 per month	$1Not compared: Monthly charge, not per item	per month	None
Replacement Card	$5	Not stated	None
Rush Card Delivery	$15	per item	None
Rush Card Delivery	$25	Not stated	None
Wire Transfers
Wire Out Domestic	$13	Not stated	None
Wire Out International	$43	per item	None
Check Services
CU Check/Cashier's Check made payable to others	$1	Not stated	None
Stop Payment Check	$15	per item	None
Draft Copy/Check Image	$1	per item	None
Lending Fees
Late Fee on Loans	$20	per item	None
Gift & Prepaid Cards
Gift Card Purchase	$3	per item	None
Purchase e-Gift Card	$4	Not stated	None
Travel Card Reload (audience not stated, treated as personal)	$3	Not stated	None
Other Fees
Statement Copy	$1	per item	None
Duplicate Lien Release	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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