Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Joplin Metro Federal Credit Union

Joplin, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=early_closure; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Account Closure | $25.00 if account closed within 90 days" · Source

Account Reconciliation$10

$15 below the national median

Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=account_research; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Account Reconciliation | $10.00/Hour and $10.00 minimum charge" · Source

Dormant Account$25

$20 above the national median

per year · Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=dormant_account; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Dormant Account | $25.00/Year after 12 months no activity" · Source

Overdraft & NSFVerified

ATM Overdraft$28Within the typical range ($25–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=overdraft; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="ATM Overdraft | $28.00/Item" · Source
NSF$28Within the typical range ($25–$31 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=nsf; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="NSF | $28.00/Item, waived if there is an overdraft loan" · Source

ATM & CardVerified

Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=card_replacement; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Card Replacement | $10.00/Card" · Source
PIN Reissue$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=card_replacement; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="PIN Reissue | $5.00/mailed request" · Source

Wire TransfersVerified

Wire Transfer (Outgoing – Domestic)$15Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=wire_domestic_outgoing; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Wire Transfer (Outgoing – Domestic) | $15.00/Transfer" · Source
Wire Transfer (Outgoing – International)$40Within the typical range ($40–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=wire_intl_outgoing; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Wire Transfer (Outgoing – International) | $40.00/Transfer" · Source

Check ServicesVerified

Cashier’s Check$3.25Within the typical range ($3–$5.50 nationally)
$1.75 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=cashiers_check; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Cashier’s Check | $3.25/Check (Credit Union checks cleared by the Credit Union)" · Source
Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=check_image; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Copy of Check | $5.00/Item" · Source
Counter Checks$1.50Within the typical range ($1–$4 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=counter_check; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Counter Checks | $1.50/Sheet of 4" · Source
Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=money_order; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Money Order | $3.00/Money Order" · Source
Stop Payment$28Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=stop_payment; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Stop Payment | $28.00/Request" · Source

Digital & ElectronicVerified

Bill Pay$5Within the typical range ($0–$10.46 nationally)
$0.05 above the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=bill_pay; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Bill Pay | $5.00/Enrollment (one-time charge if not enrolled in e-statements)" · Source
Bill Pay Inactivity$2.50Within the typical range ($0–$10.46 nationally)
$2.45 below the national median
per month · Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=bill_pay; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Bill Pay Inactivity | $2.50/Month if not used for 3 consecutive months" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3.75Within the typical range ($3–$4.50 nationally)
$0.25 above the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=gift_card_purchase; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Visa Gift Card | $3.75/Card" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=document_reproduction; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Statement Copy | $5.00/Copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=early_closure; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Account Closure \| $25.00 if account closed within 90 days"	Source
Account Reconciliation	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=account_research; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Account Reconciliation \| $10.00/Hour and $10.00 minimum charge"	Source
Dormant Account	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per year	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=dormant_account; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Dormant Account \| $25.00/Year after 12 months no activity"	Source
Overdraft & NSFVerified
ATM Overdraft	$28Within the typical range ($25–$30 nationally)	$2 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=overdraft; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="ATM Overdraft \| $28.00/Item"	Source
NSF	$28
ATM & CardVerified
Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=card_replacement; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Card Replacement \| $10.00/Card"	Source
PIN Reissue	$5
Wire TransfersVerified
Wire Transfer (Outgoing – Domestic)	$15Below the typical range ($20–$25 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=wire_domestic_outgoing; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Wire Transfer (Outgoing – Domestic) \| $15.00/Transfer"	Source
Wire Transfer (Outgoing – International)
Check ServicesVerified
Cashier’s Check	$3.25Within the typical range ($3–$5.50 nationally)	$1.75 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=cashiers_check; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Cashier’s Check \| $3.25/Check (Credit Union checks cleared by the Credit Union)"	Source
Copy of Check
Digital & ElectronicVerified
Bill Pay	$5Within the typical range ($0–$10.46 nationally)	$0.05 above the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=bill_pay; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Bill Pay \| $5.00/Enrollment (one-time charge if not enrolled in e-statements)"	Source
Bill Pay Inactivity	$2.50
Gift & Prepaid CardsVerified
Visa Gift Card	$3.75Within the typical range ($3–$4.50 nationally)	$0.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=gift_card_purchase; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Visa Gift Card \| $3.75/Card"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4705. canonical_hint=document_reproduction; text_hash=40adf3079ec5462851dcf7c33133cb027a78d642097ddb83e1d8c30b53259aa6; excerpt="Statement Copy \| $5.00/Copy"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Published fees

Under review

Assets

$57.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$57.8M

Total deposits

$47.3M

Service charge income (year to date)

$355K

Fee income ratio

16.3%

Return on assets

2.06%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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