Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Northern Communities Federal Credit Union

Duluth, MinnesotaCredit UnionMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$15Above the typical range ($5–$10 nationally)

ATM & CardVerified

Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Card Rush Order$32Within the typical range ($30–$50 nationally)
$8 below the national median
Source

Wire TransfersVerified

Wire Fee Incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median
Source
Wire Fee Outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source

Check ServicesVerified

Check Copy (per item) (>30 Days)$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
NCCYou Corporate Check (under , not payable to member)$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Stop Payment (personal checks)$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Other FeesVerified

Skip-a-Pay$35Within the typical range ($21.25–$35 nationally)
$5 above the national median
Source
Statement Copies (per month) (>30 Days)$3Within the typical range ($2–$5 nationally)
At the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Inactive Account Maintenance Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Paper Statement	$4Within the typical range ($2–$4.99 nationally)	$1 above the national median	—	—	Source
Overdraft & NSFVerified
NSF/Courtesy Pay Per Item	$30Within the typical range ($25–$32 nationally)	At the national median	per item	—	Source
ATM & CardVerified
Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Card Rush Order	$32Within the typical range ($30–$50 nationally)
Wire TransfersVerified
Wire Fee Incoming	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Wire Fee Outgoing	$30Above the typical range ($20–$25 nationally)
Check ServicesVerified
Check Copy (per item) (>30 Days)	$3Within the typical range ($2–$5 nationally)	At the national median	per item	—	Source
Money Orders	$2Within the typical range ($1.75–$3 nationally)
Account ServicesVerified
Notary Fee	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$4Within the typical range ($3–$4.50 nationally)	$0.50 above the national median	—	—	Source
Other FeesVerified
Skip-a-Pay	$35Within the typical range ($21.25–$35 nationally)	$5 above the national median	—	—	Source
Statement Copies (per month) (>30 Days)	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$124.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$124.3M

Total deposits

$108.9M

Service charge income (year to date)

$229K

Fee income ratio

5.4%

Return on assets

0.56%

Financial profile · Pro

Performance from regulator filings

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