Alabama State Employees Federal Credit Union

Headquarters: Montgomery, Alabama
Charter: Credit Union
Assets: $471.2M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Alabama State Employees Federal Credit Union: $30
Alabama State Employees Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Alabama State Employees Federal Credit Union: $30
Alabama State Employees Federal Credit Union: $30
U.S. median: no median
Stop Payment
Alabama State Employees Federal Credit Union: $30
Alabama State Employees Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alabama State Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee | $25.00 per hour
Bad Address$5
per month

Overdraft & NSF

Overdraft Fees$30
per item
Non-Sufficient Funds (NSF)$30
per item
Overdraft from Loan Account$2
per item
Overdraft from Share Account$2
per item

ATM & Card

Visa Debit Card Replacement$5
per item
Visa International Transaction Fee (audience not stated, treated as personal)1%of the transaction
Visa International Transaction Fee1%of the transaction

Check Services

Official Checks$2
per item
Stop Payment Order$30
per item
Starter Checks$5
Not compared: Charged per page; comparison unavailable
per page · Starter Checks | $5.00 per page (first page provided on new accounts)
Copy of Cleared Check$2
per item

Cash & Deposit

Returned Deposit Item$20
per item

Account Services

Key Replacement$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10x18$75
per year
Safe Deposit Box 2x10x18$25
per year
Safe Deposit Box 3x10x18$35
per year
Safe Deposit Box 3x5x18$20
per year
Safe Deposit Box 5x10x18$45
per year
Garnishment/Tax Levy Processing$50

Gift & Prepaid Cards

Visa Gift Card$3.95
per item

Other Fees

History Print Out$1
per item · per page after the first 5 pages
Statement Copy$2
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy | $2.00 per statement after the first statement

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Research Fee \| $25.00 per hour
Bad Address	$5	per month	None
Overdraft & NSF
Overdraft Fees	$30	per item	None
Non-Sufficient Funds (NSF)	$30	per item	None
Overdraft from Loan Account	$2	per item	None
Overdraft from Share Account	$2	per item	None
ATM & Card
Visa Debit Card Replacement	$5	per item	None
Visa International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Visa International Transaction Fee	1%of the transaction	Not stated	None
Check Services
Official Checks	$2	per item	None
Stop Payment Order	$30	per item	None
Starter Checks	$5Not compared: Charged per page; comparison unavailable	per page	Starter Checks \| $5.00 per page (first page provided on new accounts)
Copy of Cleared Check	$2	per item	None
Cash & Deposit
Returned Deposit Item	$20	per item	None
Account Services
Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10x18	$75	per year	None
Safe Deposit Box 2x10x18	$25	per year	None
Safe Deposit Box 3x10x18	$35	per year	None
Safe Deposit Box 3x5x18	$20	per year	None
Safe Deposit Box 5x10x18	$45	per year	None
Garnishment/Tax Levy Processing	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3.95	per item	None
Other Fees
History Print Out	$1	per item	per page after the first 5 pages
Statement Copy	$2Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy \| $2.00 per statement after the first statement

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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