22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $5.50, the middle of its prices
NSF / Returned Item
Compared at $14, the middle of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Alta Vista Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per quarter
per quarter
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance Fee (audience not stated, treated as personal) | $2 | per month | None |
| Prestige Checking Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Prime Checking Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Promise Checking Monthly service charge (audience not stated, treated as personal) | $5 | per month | None |
| Early closure fee, if the account is closed within 6 months of the opening date (audience not stated, treated as personal) | $20Not compared: Monthly charge, not per item | per month | None |
| Escheat Notice/Locator | $2 | Not stated | None |
| Inactive Account Fee | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Inactive Account Fee (over 18 Yrs of Age) | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Research and Subpoenas | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | $5 | Not stated | None |
| Bad Address (returned by USPS) | $5 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Payment of NSF or Unavailable Funds | $14 | Not stated | None |
| Courtesy Payment of NSF or Unavailable Funds | $28 | Not stated | None |
| Non Sufficient Funds (NSF) or Unavailable Funds | $14 | Not stated | None |
ATM & Card | |||
| Foreign ATM | $3 | Not stated | None |
| Plastic Card Replacement or Additional Card | $10 | Not stated | None |
| Plastic Card Replacement or Additional Card | $15 | Not stated | None |
| Card Replacement Overnight or Rush | $20 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Domestic) | $25 | Not stated | None |
| Wire Transfer (Domestic) | $20 | Not stated | None |
| Wire Transfer (International) | $35 | Not stated | None |
| Wire Transfer (International) | $45 | Not stated | None |
Check Services | |||
| Certified Check (Payable to Third Party) | $5 | Not stated | None |
| Stop Payment on Bill Pay Item | $28 | Not stated | None |
| Stop Payment on Checks | $28 | Not stated | None |
| Stop Payment on Checks via Online Banking or Audio 24 | $20 | Not stated | None |
| Temporary Checks - 4 checks | $4 | Not stated | None |
| Check Cashing | $5 | per item | None |
| Copy of Check (free via Online Banking) | $3 | Not stated | None |
Cash & Deposit | |||
| Coin Machine (audience not stated, treated as personal) | 3% | Not stated | None |
| ATM Returned Deposit Item | $28 | Not stated | None |
Account Services | |||
| Notary | $15 | per item | None |
| Levies | $100 | Not stated | None |
| Account Verification/Information Letter | $20 | Not stated | None |
Retirement & IRA | |||
| IRA Withdrawal (Excludes RMD) | $10 | Not stated | None |
Other Fees | |||
| Fax Services | $1 | per item | None |
| Statement Copy/Account History | $5 | per item | None |
| Loan Document Fee | $35 | Not stated | None |
| Skip-A-Pay | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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