Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Birmingham City Federal Credit Union

Birmingham, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance/ Research$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=account_research; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Account Balancing Assistance/ Research / $30.00 per hour ($10.00 minimum)" · Source

Account Closed Within First 180 Days$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=early_closure; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Account Closed Within First 180 Days / $25.00" · Source

Car Fax Fee$25

$5 above the national median

Christmas/Vacation Club early withdrawal (1 per year allowed)$10

$5 below the national median

per year · Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=early_closure; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Christmas/Vacation Club early withdrawal (1 per year allowed) / $10.00" · Source

per mailed statement$3

At the national median

Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=paper_statement; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="$3.00 per mailed statement" · Source

Undeliverable Mail (Returned mail/Bad address)$5

$15 below the national median

per month · Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=account_research; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Undeliverable Mail (Returned mail/Bad address) / $5.00 per month" · Source

Overdraft & NSFVerified

Non Sufficient Funds$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=nsf; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Non Sufficient Funds / $30.00 each" · Source
Overdraft Paid$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=overdraft; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Overdraft Paid / $30.00 each" · Source
Overdraft Transfer$3Within the typical range ($2.50–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=od_protection_transfer; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Overdraft Transfer / $3.00 each" · Source

ATM & CardVerified

ATM Withdrawal$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=atm_non_network; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="ATM Withdrawal / $1.00 each" · Source
Replacement Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=card_replacement; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Replacement Debit Card / $10.00 each" · Source

Wire TransfersVerified

Wire Transfer Incoming$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=wire_domestic_incoming; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Wire Transfer Incoming / $10.00 each" · Source
Wire Transfer Outgoing$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=wire_domestic_outgoing; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Wire Transfer Outgoing / $30.00 each" · Source

Check ServicesVerified

Corporate Check (payable to 3rd parties)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=cashiers_check; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Corporate Check (payable to 3rd parties) / $5.00 each" · Source
Stop Payment ACH or Draft$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=stop_payment; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Stop Payment ACH or Draft / $35.00 each" · Source

Cash & DepositVerified

Returned Deposit Item$30Above the typical range ($9.50–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=deposited_item_return; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Returned Deposit Item / $30.00 each" · Source

Account ServicesVerified

Account Levy$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=garnishment_levy; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Account Levy / $25.00 each" · Source

Other FeesVerified

Loan Application Fee$35Within the typical range ($20–$35 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=other_lending_fee; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Loan Application Fee / $35.00 each" · Source
Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=document_reproduction; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Statement Copy / $3.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance/ Research	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=account_research; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Account Balancing Assistance/ Research / $30.00 per hour ($10.00 minimum)"	Source
Account Closed Within First 180 Days	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=early_closure; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Account Closed Within First 180 Days / $25.00"	Source
Car Fax Fee	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=account_research; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Car Fax Fee / $25.00 each"	Source
Christmas/Vacation Club early withdrawal (1 per year allowed)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per year	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=early_closure; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Christmas/Vacation Club early withdrawal (1 per year allowed) / $10.00"	Source
per mailed statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=paper_statement; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="$3.00 per mailed statement"	Source
Undeliverable Mail (Returned mail/Bad address)	$5Below the typical range ($15–$25 nationally)	$15 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=account_research; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Undeliverable Mail (Returned mail/Bad address) / $5.00 per month"	Source
Overdraft & NSFVerified
Non Sufficient Funds	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=nsf; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Non Sufficient Funds / $30.00 each"	Source
Overdraft Paid	$30
ATM & CardVerified
ATM Withdrawal	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=atm_non_network; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="ATM Withdrawal / $1.00 each"	Source
Replacement Debit Card	$10
Wire TransfersVerified
Wire Transfer Incoming	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=wire_domestic_incoming; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Wire Transfer Incoming / $10.00 each"	Source
Wire Transfer Outgoing
Check ServicesVerified
Corporate Check (payable to 3rd parties)	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=cashiers_check; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Corporate Check (payable to 3rd parties) / $5.00 each"	Source
Stop Payment ACH or Draft
Cash & DepositVerified
Returned Deposit Item	$30Above the typical range ($9.50–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=deposited_item_return; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Returned Deposit Item / $30.00 each"	Source
Account ServicesVerified
Account Levy	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=garnishment_levy; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Account Levy / $25.00 each"	Source
Other FeesVerified
Loan Application Fee	$35Within the typical range ($20–$35 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1069. canonical_hint=other_lending_fee; text_hash=a63f239b01b122bcdea8bb33654e6cd6540d29f138b1215bbd66815735d94f8b; excerpt="Loan Application Fee / $35.00 each"	Source
Statement Copy	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 19 — leaner than most institutions

Verified fees

Under review

Assets

$9.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$9.7M

Total deposits

$7.8M

Service charge income (year to date)

$122K

Fee income ratio

22.5%

Return on assets

0.49%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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