Dow Great Western Federal Credit Union

Headquarters: Antioch, California
Charter: Credit Union
Assets: $48.2M
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Checking
Dow Great Western Federal Credit Union: $7.50
Dow Great Western Federal Credit Union: $7.50
U.S. median: no median
Non-Network ATM
Dow Great Western Federal Credit Union: $1
Dow Great Western Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Dow Great Western Federal Credit Union: $30
Dow Great Western Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dow Great Western Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly Maintenance (audience not stated, treated as personal)$7.50
per month · Balance required to avoid monthly charge and earn dividends is $2,500
Dormant Account Escheat Locator$5
per month
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bill Payer Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Check Orders: Address Correction/Mail Return$5

Overdraft & NSF

Automatic Overdraft Transfer$3
Automatic Overdraft Transfer from EZLINENo charge

ATM & Card

ATM Withdrawal (3 free / mo. at non-CO-OP® ATMs)$1
per item

Wire Transfers

Outgoing Wire Transfers – Domestic$30
Incoming Wire TransferNo charge
Outgoing Wire Transfers – International$45

Check Services

Corporate Check Payable to Third Party$4
Stop Payment Request$15
per item
Check Cashing (non-member cashing on-us checks)$5
Copy of Paid Check (2 free / mo.)$3
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Returned Deposit Item$27

Account Services

Compliance with Legal Order (levy, garnishment, etc.)$25
Subordination Agreement$100
Verification of Deposit$10

Lending Fees

Transaction Fee for Purchase None: Late Payment Fee$10

Retirement & IRA

IRA Closure (in less than 6 months)$75
IRA Trustee–to-Trustee Transfer$25

Gift & Prepaid Cards

Visa® Travel Money Card Reload Fee$2

Other Fees

Copy of Statements$2

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly Maintenance (audience not stated, treated as personal)	$7.50	per month	Balance required to avoid monthly charge and earn dividends is $2,500
Dormant Account Escheat Locator	$5	per month	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bill Payer Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Check Orders: Address Correction/Mail Return	$5	Not stated	None
Overdraft & NSF
Automatic Overdraft Transfer	$3	Not stated	None
Automatic Overdraft Transfer from EZLINE	No charge	Not stated	None
ATM & Card
ATM Withdrawal (3 free / mo. at non-CO-OP® ATMs)	$1	per item	None
Wire Transfers
Outgoing Wire Transfers – Domestic	$30	Not stated	None
Incoming Wire Transfer	No charge	Not stated	None
Outgoing Wire Transfers – International	$45	Not stated	None
Check Services
Corporate Check Payable to Third Party	$4	Not stated	None
Stop Payment Request	$15	per item	None
Check Cashing (non-member cashing on-us checks)	$5	Not stated	None
Copy of Paid Check (2 free / mo.)	$3Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Returned Deposit Item	$27	Not stated	None
Account Services
Compliance with Legal Order (levy, garnishment, etc.)	$25	Not stated	None
Subordination Agreement	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Transaction Fee for Purchase None: Late Payment Fee	$10	Not stated	None
Retirement & IRA
IRA Closure (in less than 6 months)	$75	Not stated	None
IRA Trustee–to-Trustee Transfer	$25	Not stated	None
Gift & Prepaid Cards
Visa® Travel Money Card Reload Fee	$2	Not stated	None
Other Fees
Copy of Statements	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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