Uncle Federal Credit Union

Headquarters: Livermore, California
Charter: Credit Union
Assets: $716.1M
Fed district: San Francisco

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Uncle Federal Credit Union: $14
Uncle Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Uncle Federal Credit Union: $14
Uncle Federal Credit Union: $14
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Uncle Federal Credit Union: $2 to $5
Uncle Federal Credit Union: $2 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Uncle Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Below Minimum Balance Fee$10
per month
Dormant Account (balances less than $10,000)$10
per month
Escheat Notice$2
Statement Reconcilement/Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address / Locator$25

Overdraft & NSF

Non-Sufficient Funds, Item Paid (Courtesy Pay)$14
Non-Sufficient Funds, Item Returned$14
Overdraft Transfer (each overdraft from shares)$5
per item

ATM & Card

ATM Balance Inquiry at Non-UNCLE/Non-CO-OP$2
ATM Transfer at Non-UNCLE/Non-CO-OP ATM$2
ATM Withdrawal at Non-UNCLE/Non-CO-OP ATM$2
Uncle ATM$5

Wire Transfers

Wire Transfer Fees: Domestic Outgoing$30
Incoming Wire$15
Wire Transfer Fees: Foreign Outgoing$45

Check Services

Cashier’s Check$5
Cashier’s Check - Non-Member$15
Money Order$5
Cashier’s Check Stop Payment/Reissue$30
Stop Payment (includes ACH)$30
Check Cashing (no loan and deposit balances <$300)$5
Collection Item - Check/Special Handling$25
Collection Item – Foreign/Non U.S$25
Copy of Item - Deposit/Tax Forms$5
Copy of Item - Share Draft (each) 2 free per month, then$2
per item

Cash & Deposit

Coin Counting – Member (waived for youth) (audience not stated, treated as personal)6%
Returned Deposit Item (3rd Party/Self to Self)$35

Account Services

Drill Box (non-payment/2 lost keys)$199
Not compared: Monthly charge, not annual
per month
Lost Key (1 key)$50
Not compared: Box drilling or key fee
Safe Deposit Box$150
Safe Deposit Box 10x10$175
per year
Safe Deposit Box 3 x 10$125
per year
Safe Deposit Box 3 x 5$75
per year
Safe Deposit Box 5 x 5$100
per year
Levy/Garnishment$100
Compliance with Legal Orders - Minimum Billing$100

Lending Fees

Late Fee (60 days or greater)$10
Late Fee (90 days or greater)$25

Retirement & IRA

IRA Outgoing Transfer/Rollover$20

Other Fees

Copy of Statement/Account Printout$5

Fee	Amount	Basis	Note
Account Maintenance
Money Market Below Minimum Balance Fee	$10	per month	None
Dormant Account (balances less than $10,000)	$10	per month	None
Escheat Notice	$2	Not stated	None
Statement Reconcilement/Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address / Locator	$25	Not stated	None
Overdraft & NSF
Non-Sufficient Funds, Item Paid (Courtesy Pay)	$14	Not stated	None
Non-Sufficient Funds, Item Returned	$14	Not stated	None
Overdraft Transfer (each overdraft from shares)	$5	per item	None
ATM & Card
ATM Balance Inquiry at Non-UNCLE/Non-CO-OP	$2	Not stated	None
ATM Transfer at Non-UNCLE/Non-CO-OP ATM	$2	Not stated	None
ATM Withdrawal at Non-UNCLE/Non-CO-OP ATM	$2	Not stated	None
Uncle ATM	$5	Not stated	None
Wire Transfers
Wire Transfer Fees: Domestic Outgoing	$30	Not stated	None
Incoming Wire	$15	Not stated	None
Wire Transfer Fees: Foreign Outgoing	$45	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Cashier’s Check - Non-Member	$15	Not stated	None
Money Order	$5	Not stated	None
Cashier’s Check Stop Payment/Reissue	$30	Not stated	None
Stop Payment (includes ACH)	$30	Not stated	None
Check Cashing (no loan and deposit balances <$300)	$5	Not stated	None
Collection Item - Check/Special Handling	$25	Not stated	None
Collection Item – Foreign/Non U.S	$25	Not stated	None
Copy of Item - Deposit/Tax Forms	$5	Not stated	None
Copy of Item - Share Draft (each) 2 free per month, then	$2	per item	None
Cash & Deposit
Coin Counting – Member (waived for youth) (audience not stated, treated as personal)	6%	Not stated	None
Returned Deposit Item (3rd Party/Self to Self)	$35	Not stated	None
Account Services
Drill Box (non-payment/2 lost keys)	$199Not compared: Monthly charge, not annual	per month	None
Lost Key (1 key)	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$150	Not stated	None
Safe Deposit Box 10x10	$175	per year	None
Safe Deposit Box 3 x 10	$125	per year	None
Safe Deposit Box 3 x 5	$75	per year	None
Safe Deposit Box 5 x 5	$100	per year	None
Levy/Garnishment	$100	Not stated	None
Compliance with Legal Orders - Minimum Billing	$100	Not stated	None
Lending Fees
Late Fee (60 days or greater)	$10	Not stated	None
Late Fee (90 days or greater)	$25	Not stated	None
Retirement & IRA
IRA Outgoing Transfer/Rollover	$20	Not stated	None
Other Fees
Copy of Statement/Account Printout	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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