InBank

Headquarters: Raton, New Mexico
Charter: Bank
Assets: $1.4B
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
InBank Personal Checking $5 · InBank Interest Checking $8 · InBank Timeless Checking $10
Compared at $8, the middle of its prices
InBank: $5 to $10
InBank: $5 to $10
U.S. median: no median
Overdraft (OD)
InBank: $35
InBank: $35
U.S. median: no median
Non-Network ATM
InBank: $2.50
InBank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from InBank’s own schedules, with a source for each figure.

Account Maintenance

InBank Interest Checking Monthly Fee$8
per month
InBank Personal Checking Monthly Fee$5
per month
InBank Timeless Checking Monthly Fee$10
per month
Account Closure (within 90 days of opening)$50
Dormant Account$10
Dormant Account Fee (per month) .$20
per month
Account Research ($10.00 min)$40
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Fee (per month)$7.50
per month

Overdraft & NSF

Overdraft (OD) Paid Item/NSF Return Item Charge$35
1st Continuous Overdraft Charge$25

ATM & Card

ATM WD Fee$2.50
Replacement Card Fee$15

Check Services

Cashier's Check$6
Money Order$5
Stop Payment (request or renewal)$35
Counter Checks (per check)$1
per item

Digital & Electronic

Bill Pay (Unlimited Transactions/Consumer Accounts)No charge

Cash & Deposit

Coin Counting Per Roll$0.50
Charge Back Fee (return deposited items)$10

Account Services

Drilling Fee$100
Not compared: Box drilling or key fee
Late Payment Fee$15
Not compared: Box drilling or key fee
Replacement of Lost Key$20
Not compared: Box drilling or key fee
Levies/Garnishment (per occurrence)$100
per item

Retirement & IRA

IRA Transfer$75

Other Fees

Additional Statement Printout (per statement)$2.50

Fee	Amount	Basis	Note
Account Maintenance
InBank Interest Checking Monthly Fee	$8	per month	None
InBank Personal Checking Monthly Fee	$5	per month	None
InBank Timeless Checking Monthly Fee	$10	per month	None
Account Closure (within 90 days of opening)	$50	Not stated	None
Dormant Account	$10	Not stated	None
Dormant Account Fee (per month) .	$20	per month	None
Account Research ($10.00 min)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Fee (per month)	$7.50	per month	None
Overdraft & NSF
Overdraft (OD) Paid Item/NSF Return Item Charge	$35	Not stated	None
1st Continuous Overdraft Charge	$25	Not stated	None
ATM & Card
ATM WD Fee	$2.50	Not stated	None
Replacement Card Fee	$15	Not stated	None
Check Services
Cashier's Check	$6	Not stated	None
Money Order	$5	Not stated	None
Stop Payment (request or renewal)	$35	Not stated	None
Counter Checks (per check)	$1	per item	None
Digital & Electronic
Bill Pay (Unlimited Transactions/Consumer Accounts)	No charge	Not stated	None
Cash & Deposit
Coin Counting Per Roll	$0.50	Not stated	None
Charge Back Fee (return deposited items)	$10	Not stated	None
Account Services
Drilling Fee	$100Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee	$15Not compared: Box drilling or key fee	Not stated	None
Replacement of Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Levies/Garnishment (per occurrence)	$100	per item	None
Retirement & IRA
IRA Transfer	$75	Not stated	None
Other Fees
Additional Statement Printout (per statement)	$2.50	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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