Fees from its schedule are under review and appear here once review is done.
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Total assets
Q3 2025, quarter end
NCUA 5300 call report · Sep 30, 2025
Revenue
Q3 2025, one quarter
NCUA 5300 call report · Sep 30, 2025
Fee income
Q3 2025, one quarter
NCUA 5300 call report · Sep 30, 2025
Fee-income share of revenue
76th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Sep 30, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Mar 17, 2026
Call-report figures are for White River Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q3 2025 Quarter ended Sep 30, 2025 | Oct 6, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q3 2025 Quarter ended Sep 30, 2025 | Oct 6, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q3 2025 Quarter ended Sep 30, 2025 | Oct 6, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 3,074 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q3 2025 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | White River Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Mar 17, 2026 |
Fee income by quarter
Q2 2023 to Q3 2025, standalone quarters
Fee income was 12% of revenue, above the 7.2% median of 3,074 credit unions with under $300M in assets (76th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $103K in Q3 2025, 1.0% above the same quarter a year earlier ($102K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for White River Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q4 2023 to Q3 2025, standalone quarters · 63 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q3 2025 | $103K | +$3K | +3.0% |
| Q2 2025 | $100K | +$2K | +2.0% |
| Q1 2025 | $98K | −$2K | −2.0% |
| Q4 2024 | $100K | −$2K | −2.0% |
| Q3 2024 | $102K | $0 | 0.0% |
| Q2 2024 | $102K | +$3K | +3.0% |
| Q1 2024 | $99K | −$1K | −1.0% |
| Q4 2023 | $100K | $0 | 0.0% |
Financial cohort: 3,361 credit unions with under $300M in assets filing for Q3 2025; 3,074 reported a share above 0% and are counted, White River Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to White River Federal Credit Union by share.
They stay out of every comparison until review is done.
varies · Assessed if no transactions made over specified period of time. Period of inactivity, fee amount, and minimum balance required to avoid fee are set forth in Schedule of Fees and Charges
per item · May be imposed if we attempt to locate you (name or address change). Fee set forth in the Truth-in-Savings Disclosure or Schedule of Fees and Charges
per item · Imposed when checks, drafts, ACH transfers or other items credited to account are returned unpaid or final payment is not received
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Inactive Fee (audience not stated, treated as personal) | Not stated | varies | Assessed if no transactions made over specified period of time. Period of inactivity, fee amount, and minimum balance required to avoid fee are set forth in Schedule of Fees and Charges |
| Locate Fee (audience not stated, treated as personal) | Not stated | per item | May be imposed if we attempt to locate you (name or address change). Fee set forth in the Truth-in-Savings Disclosure or Schedule of Fees and Charges |
| Returned Item Fee (audience not stated, treated as personal) | Not stated | per item | Imposed when checks, drafts, ACH transfers or other items credited to account are returned unpaid or final payment is not received |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Mar 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows