Veridian Federal Credit Union

Headquarters: Waterloo, Iowa
Charter: Credit Union
Assets: $9.2B
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Veridian Federal Credit Union: $20
Veridian Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Veridian Federal Credit Union: $20
Veridian Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Veridian Federal Credit Union: $1.50
Veridian Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Veridian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Statement reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft fee$20
per item
NSF / Returned Item$20
per item

ATM & Card

ATM transactions$1.50
per item
Foreign transaction fee1%of the transaction
per transaction
Foreign transaction fee (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Domestic wire: Outgoing =$20
Domestic wire: Incoming$10
International wire: Outgoing =$40

Check Services

Money orders$3
per item
Stop payment$29
Temporary checks$2
Copies of cleared checks$1

Cash & Deposit

Non-member coin counting (audience not stated, treated as personal)5%

Account Services

Non-member notary$5
Fee charge on accounts with no activity for more than 12 months, age 18 or over, with no safe deposit box.$15
Safe Deposit Box 10" x 10" x 22" (audience not stated, treated as personal)$70
per year
Safe Deposit Box 3" x 10" x 22" (audience not stated, treated as personal)$45
per year
Safe Deposit Box 3" x 5" x 22" (audience not stated, treated as personal)$35
per year
Safe Deposit Box 5" x 10" x 22" (audience not stated, treated as personal)$50
per year
Safe Deposit Box 5" x 5" x 22" (audience not stated, treated as personal)$40
per year
Levy/garnishment$50
Lien subordination$25
Verification of deposits$10

Retirement & IRA

Outgoing IRA transfer$10

Other Fees

Copy of statement$2

Fee	Amount	Basis	Note
Account Maintenance
Statement reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft fee	$20	per item	None
NSF / Returned Item	$20	per item	None
ATM & Card
ATM transactions	$1.50	per item	None
Foreign transaction fee	1%of the transaction	per transaction	None
Foreign transaction fee (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Domestic wire: Outgoing =	$20	Not stated	None
Domestic wire: Incoming	$10	Not stated	None
International wire: Outgoing =	$40	Not stated	None
Check Services
Money orders	$3	per item	None
Stop payment	$29	Not stated	None
Temporary checks	$2	Not stated	None
Copies of cleared checks	$1	Not stated	None
Cash & Deposit
Non-member coin counting (audience not stated, treated as personal)	5%	Not stated	None
Account Services
Non-member notary	$5	Not stated	None
Fee charge on accounts with no activity for more than 12 months, age 18 or over, with no safe deposit box.	$15	Not stated	None
Safe Deposit Box 10" x 10" x 22" (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 3" x 10" x 22" (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box 3" x 5" x 22" (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box 5" x 10" x 22" (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 5" x 5" x 22" (audience not stated, treated as personal)	$40	per year	None
Levy/garnishment	$50	Not stated	None
Lien subordination	$25	Not stated	None
Verification of deposits	$10	Not stated	None
Retirement & IRA
Outgoing IRA transfer	$10	Not stated	None
Other Fees
Copy of statement	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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