Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Sioux Valley Community Federal Credit Union

Sioux City, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing fee$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=account_research; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Account Balancing fee | $20.00 per hour" · Source

Account Maintenance fee$2

$4.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=monthly_maintenance; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Account Maintenance fee | $2.00 per month" · Source

If this account is closed within one year of the open date a$15

At the national median

Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=early_closure; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="* If this account is closed within one year of the open date a $15.00 charge is accessed." · Source

Monthly fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #2988. canonical_hint=monthly_maintenance; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Monthly fee | Free" · Source

Overdraft & NSFVerified

NSF/Returned Item fee$15Below the typical range ($25–$32 nationally)
$14 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=nsf; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="NSF/Returned Item fee | $15.00 per item" · Source

Wire TransfersVerified

Wire Transfer (incoming) fee$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=wire_domestic_incoming; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Wire Transfer (incoming) fee | $10.00" · Source
Wire Transfer (outgoing) fee$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=wire_domestic_outgoing; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Wire Transfer (outgoing) fee | $20.00" · Source

Check ServicesVerified

Check Copy fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=check_image; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Check Copy fee | $3.00 + tax per item" · Source
Money Order fee$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=money_order; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Money Order fee | $3.00 per item" · Source
Stop Payment fee$20Within the typical range ($20–$30 nationally)
$7 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=stop_payment; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Stop Payment fee | $20.00 + Tax per item" · Source

Cash & DepositVerified

Deposited Item Return fee$10Within the typical range ($9.50–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=deposited_item_return; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Deposited Item Return fee | $10.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$2Below the typical range ($3–$4.95 nationally)
$1.63 below the national median
Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=gift_card_purchase; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Visa Gift Card | $2.00 per Card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing fee	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=account_research; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Account Balancing fee \| $20.00 per hour"	Source
Account Maintenance fee	$2Below the typical range ($4–$12.63 nationally)	$4.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=monthly_maintenance; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Account Maintenance fee \| $2.00 per month"	Source
If this account is closed within one year of the open date a	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=early_closure; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="* If this account is closed within one year of the open date a $15.00 charge is accessed."	Source
Monthly fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #2988. canonical_hint=monthly_maintenance; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Monthly fee \| Free"	Source
Overdraft & NSFVerified
NSF/Returned Item fee	$15Below the typical range ($25–$32 nationally)	$14 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=nsf; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="NSF/Returned Item fee \| $15.00 per item"	Source
Wire TransfersVerified
Wire Transfer (incoming) fee	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=wire_domestic_incoming; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Wire Transfer (incoming) fee \| $10.00"	Source
Wire Transfer (outgoing) fee
Check ServicesVerified
Check Copy fee	$3Within the typical range ($2–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=check_image; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Check Copy fee \| $3.00 + tax per item"	Source
Money Order fee	$3
Cash & DepositVerified
Deposited Item Return fee	$10Within the typical range ($9.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=deposited_item_return; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Deposited Item Return fee \| $10.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Card	$2Below the typical range ($3–$4.95 nationally)	$1.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #2988. canonical_hint=gift_card_purchase; text_hash=4ff780d90843889df4ee87485bd30ce6e7169eb36b08da591d768514987a9f79; excerpt="Visa Gift Card \| $2.00 per Card"	Source

Fee change alerts

Get an email when Sioux Valley Community Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Sioux Valley Community Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

48% below the national median NSF fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$43.6M

Work at Sioux Valley Community Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$43.6M

Total deposits

$38.8M

Service charge income (year to date)

$133K

Fee income ratio

10.3%

Return on assets

-0.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing