Summit Ridge Federal Credit Union

Headquarters: Lees Summit, Missouri
Charter: Credit Union
Assets: $19.1M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Summit Ridge Federal Credit Union: $35
Summit Ridge Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Summit Ridge Federal Credit Union: No fee
Summit Ridge Federal Credit Union: No fee
U.S. median: no median
Stop Payment
Summit Ridge Federal Credit Union: $29
Summit Ridge Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Summit Ridge Federal Credit Union · $19M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$18M to $20M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Summit Ridge Federal Credit Union(this institution)	Lees Summit, MO	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Arh Federal Credit Union	Middlesboro, KY	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bitterroot Community Federal Credit Union	Darby, MT	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Combined Employees Federal Credit Union	Warner Robins, GA	$18M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Corner Stone Federal Credit Union	lancaster, TX	$20M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Coteau Valley Federal Credit Union	Sisseton, SD	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dn Community Federal Credit Union	Canton, OH	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eastern Panhandle Federal Credit Union	Martinsburg, WV	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Electric Cooperatives Federal Credit Union	Little Rock, AR	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Frankfort Community Federal Credit Union	Frankfort, MI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Genuine Parts Federal Credit Union	Norcross, GA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Germania Federal Credit Union	Brenham, TX	$19M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Hamilton Horizons Federal Credit Union	Hamilton, NJ	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Holy Family Memorial Federal Credit Union	Manitowoc, WI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hutchinson Government Employees Federal Credit Union	Hutchinson, KS	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lakota Federal Credit Union	Kyle, SD	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Linkage Federal Credit Union	Waco, TX	$18M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Local 41 I.B.E.W. Federal Credit Union	Orchard Park, NY	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Newrizons Federal Credit Union	Hoquiam, WA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Santo Christo Federal Credit Union	Fall River, MA	$19M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
South Coast Ilwu Federal Credit Union	North Bend, OR	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
St. Louis Policemen`S Federal Credit Union	saint louis, MO	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Stanwood Area Federal Credit Union	New Stanton, PA	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Temple-Inland Federal Credit Union	Diboll, TX	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Family First Federal Credit Union	Great Falls, MT	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Txdot Federal Credit Union	Abilene, TX	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(out-of-network atm)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $1.50 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $1.50 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Summit Ridge Federal Cred…Peer (equal prices stack)Peer medianInclude $10 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Summit Ridge Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 days of opening$25
Inactivate Account (per month after 6 mos inactive)$5
per month
Inactive Account (1 year inactive bal under $1,000 per qrtr)$5
Research/Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement$3
Excessive transfers/withdrawals above Reg. D limit$25
Returned Statement (Wrong Address)$5

Overdraft & NSF

Returned NSF Item$35
Overdraft Transfer (From credit card account)$3
Overdraft Transfer (From share account)No charge

ATM & Card

ATM Transactions/Inquiries at other ATMsNo charge
ATM Debit Card & Pin (Replacement)$25

Check Services

Stop Payment$29
Collection Item$35
Check Copy$2

Digital & Electronic

Bill Pay (Free with E-Statements)$6

Account Services

Tax Levy/Garnishment$50
Verification of Deposits/Transactions$5

Gift & Prepaid Cards

Visa Gift CardNo charge

Other Fees

Statement Copy$5
Duplicate Lien Release$2

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 days of opening	$25	Not stated	None
Inactivate Account (per month after 6 mos inactive)	$5	per month	None
Inactive Account (1 year inactive bal under $1,000 per qrtr)	$5	Not stated	None
Research/Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement	$3	Not stated	None
Excessive transfers/withdrawals above Reg. D limit	$25	Not stated	None
Returned Statement (Wrong Address)	$5	Not stated	None
Overdraft & NSF
Returned NSF Item	$35	Not stated	None
Overdraft Transfer (From credit card account)	$3	Not stated	None
Overdraft Transfer (From share account)	No charge	Not stated	None
ATM & Card
ATM Transactions/Inquiries at other ATMs	No charge	Not stated	None
ATM Debit Card & Pin (Replacement)	$25	Not stated	None
Check Services
Stop Payment	$29	Not stated	None
Collection Item	$35	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
Bill Pay (Free with E-Statements)	$6	Not stated	None
Account Services
Tax Levy/Garnishment	$50	Not stated	None
Verification of Deposits/Transactions	$5	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	No charge	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Duplicate Lien Release	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Summit Ridge Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Summit Ridge Federal Credit Union: $35
Summit Ridge Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Summit Ridge Federal Credit Union: No fee
Summit Ridge Federal Credit Union: No fee
U.S. median: no median
Stop Payment
Summit Ridge Federal Credit Union: $29
Summit Ridge Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Summit Ridge Federal Credit Union · $19M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$18M to $20M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Summit Ridge Federal Credit Union(this institution)	Lees Summit, MO	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Arh Federal Credit Union	Middlesboro, KY	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bitterroot Community Federal Credit Union	Darby, MT	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Combined Employees Federal Credit Union	Warner Robins, GA	$18M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Corner Stone Federal Credit Union	lancaster, TX	$20M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Coteau Valley Federal Credit Union	Sisseton, SD	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dn Community Federal Credit Union	Canton, OH	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Eastern Panhandle Federal Credit Union	Martinsburg, WV	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Electric Cooperatives Federal Credit Union	Little Rock, AR	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Frankfort Community Federal Credit Union	Frankfort, MI	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Genuine Parts Federal Credit Union	Norcross, GA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Germania Federal Credit Union	Brenham, TX	$19M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Hamilton Horizons Federal Credit Union	Hamilton, NJ	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Holy Family Memorial Federal Credit Union	Manitowoc, WI	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hutchinson Government Employees Federal Credit Union	Hutchinson, KS	$20M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lakota Federal Credit Union	Kyle, SD	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Linkage Federal Credit Union	Waco, TX	$18M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Local 41 I.B.E.W. Federal Credit Union	Orchard Park, NY	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Newrizons Federal Credit Union	Hoquiam, WA	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Santo Christo Federal Credit Union	Fall River, MA	$19M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
South Coast Ilwu Federal Credit Union	North Bend, OR	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
St. Louis Policemen`S Federal Credit Union	saint louis, MO	$20M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Stanwood Area Federal Credit Union	New Stanton, PA	$19M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Temple-Inland Federal Credit Union	Diboll, TX	$20M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Family First Federal Credit Union	Great Falls, MT	$19M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Txdot Federal Credit Union	Abilene, TX	$18M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(out-of-network atm)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $1.50 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $1.50 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Summit Ridge Federal Cred…Peer (equal prices stack)Peer medianInclude $10 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Summit Ridge Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 days of opening$25
Inactivate Account (per month after 6 mos inactive)$5
per month
Inactive Account (1 year inactive bal under $1,000 per qrtr)$5
Research/Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement$3
Excessive transfers/withdrawals above Reg. D limit$25
Returned Statement (Wrong Address)$5

Overdraft & NSF

Returned NSF Item$35
Overdraft Transfer (From credit card account)$3
Overdraft Transfer (From share account)No charge

ATM & Card

ATM Transactions/Inquiries at other ATMsNo charge
ATM Debit Card & Pin (Replacement)$25

Check Services

Stop Payment$29
Collection Item$35
Check Copy$2

Digital & Electronic

Bill Pay (Free with E-Statements)$6

Account Services

Tax Levy/Garnishment$50
Verification of Deposits/Transactions$5

Gift & Prepaid Cards

Visa Gift CardNo charge

Other Fees

Statement Copy$5
Duplicate Lien Release$2

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 days of opening	$25	Not stated	None
Inactivate Account (per month after 6 mos inactive)	$5	per month	None
Inactive Account (1 year inactive bal under $1,000 per qrtr)	$5	Not stated	None
Research/Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement	$3	Not stated	None
Excessive transfers/withdrawals above Reg. D limit	$25	Not stated	None
Returned Statement (Wrong Address)	$5	Not stated	None
Overdraft & NSF
Returned NSF Item	$35	Not stated	None
Overdraft Transfer (From credit card account)	$3	Not stated	None
Overdraft Transfer (From share account)	No charge	Not stated	None
ATM & Card
ATM Transactions/Inquiries at other ATMs	No charge	Not stated	None
ATM Debit Card & Pin (Replacement)	$25	Not stated	None
Check Services
Stop Payment	$29	Not stated	None
Collection Item	$35	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
Bill Pay (Free with E-Statements)	$6	Not stated	None
Account Services
Tax Levy/Garnishment	$50	Not stated	None
Verification of Deposits/Transactions	$5	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	No charge	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Duplicate Lien Release	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.