Summit Ridge Federal Credit Union

Headquarters: Lees Summit, Missouri
Charter: Credit Union
Assets: $19.1M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Summit Ridge Federal Credit Union: $35
Summit Ridge Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Summit Ridge Federal Credit Union: No fee
Summit Ridge Federal Credit Union: No fee
U.S. median: no median
Stop Payment
Summit Ridge Federal Credit Union: $29
Summit Ridge Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Summit Ridge Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 days of opening$25
Inactivate Account (per month after 6 mos inactive)$5
per month
Inactive Account (1 year inactive bal under $1,000 per qrtr)$5
Research/Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement$3
Excessive transfers/withdrawals above Reg. D limit$25
Returned Statement (Wrong Address)$5

Overdraft & NSF

Returned NSF Item$35
Overdraft Transfer (From credit card account)$3
Overdraft Transfer (From share account)No charge

ATM & Card

ATM Transactions/Inquiries at other ATMsNo charge
ATM Debit Card & Pin (Replacement)$25

Check Services

Stop Payment$29
Collection Item$35
Check Copy$2

Digital & Electronic

Bill Pay (Free with E-Statements)$6

Account Services

Tax Levy/Garnishment$50
Verification of Deposits/Transactions$5

Gift & Prepaid Cards

Visa Gift CardNo charge

Other Fees

Statement Copy$5
Duplicate Lien Release$2

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 days of opening	$25	Not stated	None
Inactivate Account (per month after 6 mos inactive)	$5	per month	None
Inactive Account (1 year inactive bal under $1,000 per qrtr)	$5	Not stated	None
Research/Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement	$3	Not stated	None
Excessive transfers/withdrawals above Reg. D limit	$25	Not stated	None
Returned Statement (Wrong Address)	$5	Not stated	None
Overdraft & NSF
Returned NSF Item	$35	Not stated	None
Overdraft Transfer (From credit card account)	$3	Not stated	None
Overdraft Transfer (From share account)	No charge	Not stated	None
ATM & Card
ATM Transactions/Inquiries at other ATMs	No charge	Not stated	None
ATM Debit Card & Pin (Replacement)	$25	Not stated	None
Check Services
Stop Payment	$29	Not stated	None
Collection Item	$35	Not stated	None
Check Copy	$2	Not stated	None
Digital & Electronic
Bill Pay (Free with E-Statements)	$6	Not stated	None
Account Services
Tax Levy/Garnishment	$50	Not stated	None
Verification of Deposits/Transactions	$5	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	No charge	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Duplicate Lien Release	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Summit Ridge Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.