Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Summit Ridge Federal Credit Union

Lees Summit, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed within 90 days of opening$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=early_closure; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Account Closed within 90 days of opening | $25.00" · Source

Inactivate Account (per month after 6 mos inactive)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=dormant_account; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Inactivate Account (per month after 6 mos inactive) | $5.00" · Source

Inactive Account (1 year inactive bal under per qrtr)$5

At the national median

Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=dormant_account; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Inactive Account (1 year inactive bal under $1,000 per qrtr) | $5.00" · Source

Mailed Paper Statement$3

At the national median

Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=paper_statement; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Mailed Paper Statement | $3.00" · Source

Research/Account Reconciliation (per hour)$25

At the national median

Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=account_research; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Research/Account Reconciliation (per hour) | $25.00" · Source

Overdraft & NSFVerified

Overdraft Transfer (From credit card account)$3Within the typical range ($3–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=od_protection_transfer; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Overdraft Transfer (From credit card account) | $3.00" · Source
Overdraft Transfer (From share account)$0Below the typical range ($3–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4701. canonical_hint=od_protection_transfer; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Overdraft Transfer (From share account) | N/C" · Source
Returned NSF Item$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=nsf; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Returned NSF Item | $35.00" · Source

ATM & CardVerified

ATM Debit Card & Pin (Replacement)$25Above the typical range ($5–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=card_replacement; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="ATM Debit Card & Pin (Replacement) | $25.00" · Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=check_image; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Check Copy | $2.00" · Source
Stop Payment$29Within the typical range ($20–$30 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=stop_payment; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Stop Payment | $29.00" · Source

Digital & ElectronicVerified

Bill Pay (Free with E-Statements)$6Within the typical range ($0–$11.29 nationally)
$1.03 above the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=bill_pay; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Bill Pay (Free with E-Statements) | $6.00" · Source

Account ServicesVerified

Tax Levy/Garnishment$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=garnishment_levy; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Tax Levy/Garnishment | $50.00" · Source
Verification of Deposits/Transactions$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=account_verification; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Verification of Deposits/Transactions | $5.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$0Below the typical range ($3–$4.50 nationally)
$3.50 below the national median
Knox read a free fee from Rosetta artifact #4701. canonical_hint=gift_card_purchase; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Visa Gift Card | N/C" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=document_reproduction; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Statement Copy | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed within 90 days of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=early_closure; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Account Closed within 90 days of opening \| $25.00"	Source
Inactivate Account (per month after 6 mos inactive)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=dormant_account; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Inactivate Account (per month after 6 mos inactive) \| $5.00"	Source
Inactive Account (1 year inactive bal under per qrtr)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=dormant_account; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Inactive Account (1 year inactive bal under $1,000 per qrtr) \| $5.00"	Source
Mailed Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=paper_statement; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Mailed Paper Statement \| $3.00"	Source
Research/Account Reconciliation (per hour)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=account_research; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Research/Account Reconciliation (per hour) \| $25.00"	Source
Overdraft & NSFVerified
Overdraft Transfer (From credit card account)	$3Within the typical range ($3–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=od_protection_transfer; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Overdraft Transfer (From credit card account) \| $3.00"	Source
Overdraft Transfer (From share account)
ATM & CardVerified
ATM Debit Card & Pin (Replacement)	$25Above the typical range ($5–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=card_replacement; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="ATM Debit Card & Pin (Replacement) \| $25.00"	Source
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=check_image; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Check Copy \| $2.00"	Source
Stop Payment	$29
Digital & ElectronicVerified
Bill Pay (Free with E-Statements)	$6Within the typical range ($0–$11.29 nationally)	$1.03 above the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=bill_pay; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Bill Pay (Free with E-Statements) \| $6.00"	Source
Account ServicesVerified
Tax Levy/Garnishment	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=garnishment_levy; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Tax Levy/Garnishment \| $50.00"	Source
Verification of Deposits/Transactions	$5
Gift & Prepaid CardsVerified
Visa Gift Card	$0Below the typical range ($3–$4.50 nationally)	$3.50 below the national median	—	Knox read a free fee from Rosetta artifact #4701. canonical_hint=gift_card_purchase; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Visa Gift Card \| N/C"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4701. canonical_hint=document_reproduction; text_hash=a412fe2ee659d20b95c4f20f7b2aeeae130395919326832f8bd1c6db1c18fd7b; excerpt="Statement Copy \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$19.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$19.1M

Total deposits

$17.3M

Service charge income (year to date)

$33K

Fee income ratio

5.8%

Return on assets

-0.22%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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