22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 10, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Non-Network ATM
Compared at $1, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Des Moines Metro Federal Credit Union · $78M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Des Moines Metro Federal Credit Union(this institution) | Des Moines, IA | $78M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| A.C.P.E. Federal Credit Union | Laramie, WY | $78M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bay Cities Credit Union | Hayward, CA | $78M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Churchill County Federal Credit Union | Fallon, NV | $77M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Columbine Federal Credit Union | Centennial, CO | $78M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union of Atlanta | Atlanta, GA | $79M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Eaton Family Federal Credit Union | Euclid, OH | $78M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Educational Community Federal Credit Union | Springfield, MO | $78M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ficare Federal Credit Union | Wesley Chapel, FL | $77M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Foundation Federal Credit Union | Springfield, MO | $77M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Freestone Federal Credit Union | Teague, TX | $77M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| G.A.P. Federal Credit Union | Johnstown, PA | $79M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Greater Metro Federal Credit Union | Long Island City, NY | $77M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Greater Pittsburgh Federal Credit Union | Pittsburgh, PA | $77M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hawaii Schools Federal Credit Union | Honolulu, HI | $79M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Kahului Federal Credit Union | Kahului, HI | $79M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Kbr Heritage Federal Credit Union | Houston, TX | $76M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kemba Roanoke Federal Credit Union | Salem, VA | $77M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members 1St Federal Credit Union | Saint Louis, MO | $76M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Miami University Community Federal Credit Union | Oxford, OH | $77M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Midwest Coalition Of Labor Federal Credit Union | Countryside, IL | $77M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| New York University Federal Credit Union | New York, NY | $78M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Postcity Financial Federal Credit Union | Long Beach, CA | $79M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Safeway Federal Credit Union | Spokane, WA | $77M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Select Employees Federal Credit Union | Sterling, IL | $79M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Southern Federal Credit Union | Houston, TX | $76M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(out-of-network atm)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $1, the middle of its three prices, against a peer median of $1 among 10 publishing peers.
Its three prices are $1, $1 and $2.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Against this institution's out-of-network atm fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Des Moines Metro Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early account closing (before 6 months) | $15 | Not stated | None |
| Dormant Account fee | $5 | per month | None |
| Inactivity closing fee | $25 | Not stated | None |
| Account balancing and research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account research fee (electronic) | $20 | Not stated | None |
| Account research fee (other) | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee (for members who join after 1-1-16) | $2 | Not stated | None |
| Incorrect address | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft (NSF) for paid ACH or draft | $30 | per item | None |
| Overdraft transfer fee from MasterCard | $5 | Not stated | None |
| Overdraft transfer fee from savings | $5 | Not stated | None |
ATM & Card | |||
| ATM balance inquiry fee | $1 | per item | None |
| ATM W/D fee (outside Iowa) | $1 | per item | None |
| ATM W/D fee (over 10 per month) | $2 | per item | None |
Wire Transfers | |||
| Outgoing wire transfer (inside U.S.) | $15 | Not stated | None |
| Incoming wire transfer | $8 | Not stated | None |
Check Services | |||
| Certified corporate check | $5 | per item | None |
| Corporate check to a third party | $2 | per item | None |
| Money orders | $1.50 | per item | None |
| Stop payment fee | $30 | per item | None |
| Temporary checks | $2 | per item | None |
| Check cashing for members | $3 | Not stated | None |
| Check cashing for non members | $5 | Not stated | None |
| Foreign check collection | $15 | Not stated | None |
| Check copy | $3 | per item | None |
Digital & Electronic | |||
| Bill Payer | No charge | Not stated | None |
Cash & Deposit | |||
| Cash advance fee | No charge | Not stated | None |
| Deposited Item Return | $10 | per item | None |
| Return deposit item – written on your account at another financial institution | $25 | per item | None |
Account Services | |||
| Non-member notary fee | $5Not compared: Charged per document; comparison unavailable | per document | None |
| Fee for 1 lost key | $15Not compared: Box drilling or key fee | Not stated | None |
| Administrative levy | $10 | Not stated | None |
| Legal process fee | $25 | Not stated | None |
Other Fees | |||
| Account/statement copy printout | $5Not compared: Monthly charge, not per item | per month | None |
| Photocopies or reprints of transactions | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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