City National Bank of Florida

Headquarters: Miami, Florida
Charter: Bank
Assets: $29.1B
Fed district: Atlanta
Regulator: OCC
Holding company: Empresas Juan Yarur Spa

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026

How these figures are measured

Call-report figures are for City National Bank of Florida at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	City National Bank of Florida's published fee schedule; Bank Fee Index medians	Current schedule	Oct 17, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: City National Bank of Florida (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $9.0M in Q2 2026, 5.6% above the same quarter a year earlier ($8.5M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
City National Bank of Florida: $0 to $25
City National Bank of Florida: $0 to $25
U.S. median: no median
Overdraft (OD)
Compared at $18.50, its standard fee, the highest of its prices
City National Bank of Florida: $10 to $18.50
City National Bank of Florida: $10 to $18.50
U.S. median: no median
Non-Network ATM
Compared at $3.23, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
City National Bank of Florida: $2.50 to $3.95
City National Bank of Florida: $2.50 to $3.95
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 7.4% from Q3 2025 to Q2 2026, to $9.0M.

Service-charge income, Q2 2026

$9.0M

$8.4MQ3 2025

$8.4MQ4 2025

$9.1MQ1 2026

$9.0MQ2 2026

Against the median

City National Bank of FloridaMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

City National Bank of Florida · $29.1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$23.6B to $34.9B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
City National Bank of Florida(this institution)	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Axos Bank	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Banc of California	Los Angeles, CA	$34.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
BankUnited, National Association	Miami Lakes, FL	$34.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank of Omaha	Omaha, NE	$34.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3 (25%) above the median of similar-sized banks.

Compared at $15, the middle of its five prices, against a peer median of $12 among 16 publishing peers.

Its five checking prices are $0, $5, $15, $20 and $25.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

City National Bank of Flo…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for City National Bank of Florida (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $9.0M
vs prior quarter: −$41K−0.5%; from Q1 2026
vs a year earlier: +$481K+5.6%; from Q2 2025
vs start of range: +$1.6M+21.1%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: City National Bank of Florida (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$9.0M	−$41K	−0.5%
Q1 2026	$9.1M	+$609K	+7.2%
Q4 2025	$8.4M	+$56K	+0.7%
Q3 2025	$8.4M	−$143K	−1.7%
Q2 2025	$8.5M	+$114K	+1.4%
Q1 2025	$8.4M	+$1.2M	+16.0%
Q4 2024	$7.3M	−$184K	−2.5%
Q3 2024	$7.4M	+$14K	+0.2%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from City National Bank of Florida’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeeNo charge
per month
Monthly Maintenance Fee$5
per month
Monthly Maintenance Fee$20
per month
Monthly Maintenance Fee$25
per month
Monthly Maintenance Fee$15
per month
Dormant Account Fee (monthly fee) 8$25
per month
Account Research/Reconcilement$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$10
Paper Statement Fee$3
Excess Transaction Fee$10
Excess Transaction Fee, per each transaction over t$10
per transaction
Excess Transaction Fee, per each transaction over the limit$10
per item
Excess Transaction Fee, per each transaction over the limit$5
per transaction
Returned Mail Fee$20

Overdraft & NSF

Overdraft (OD)$10
Overdraft Funds Paid Item Fee$18.50
Overdraft Protection Transfer Fee (per transfer) 12$10
per item

ATM & Card

ATM Usage Fee$3.95
Non-Network Fee ATM WithdrawalNo charge
Not compared: Monthly charge, not per item
per month
Non-Network Fee ATM Withdrawal (per transaction)$2.50
per transaction
ATM/Visa Check Card Replacement Fee$10
ATM/Visa Check Card Expedited 2 Day Delivery Fee$67
ATM/Visa Check Card Expedited 3 Day Delivery Fee$37
Single Currency Transactions1.5%of the transaction

Wire Transfers

Incoming Wire Transfers - Foreign / DomesticNo charge

Check Services

Cashier’s ChecksNo charge
Stop Payment Order14, 15 (per item)$30
per item

Digital & Electronic

Access with Bill Payment OptionNo charge

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Late Payment Fee$10
Not compared: Box drilling or key fee
Legal Order Processing Fee$125

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	No charge	per month	None
Monthly Maintenance Fee	$5	per month	None
Monthly Maintenance Fee	$20	per month	None
Monthly Maintenance Fee	$25	per month	None
Monthly Maintenance Fee	$15	per month	None
Dormant Account Fee (monthly fee) 8	$25	per month	None
Account Research/Reconcilement	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$10	Not stated	None
Paper Statement Fee	$3	Not stated	None
Excess Transaction Fee	$10	Not stated	None
Excess Transaction Fee, per each transaction over t	$10	per transaction	None
Excess Transaction Fee, per each transaction over the limit	$10	per item	None
Excess Transaction Fee, per each transaction over the limit	$5	per transaction	None
Returned Mail Fee	$20	Not stated	None
Overdraft & NSF
Overdraft (OD)	$10	Not stated	None
Overdraft Funds Paid Item Fee	$18.50	Not stated	None
Overdraft Protection Transfer Fee (per transfer) 12	$10	per item	None
ATM & Card
ATM Usage Fee	$3.95	Not stated	None
Non-Network Fee ATM Withdrawal	No chargeNot compared: Monthly charge, not per item	per month	None
Non-Network Fee ATM Withdrawal (per transaction)	$2.50	per transaction	None
ATM/Visa Check Card Replacement Fee	$10	Not stated	None
ATM/Visa Check Card Expedited 2 Day Delivery Fee	$67	Not stated	None
ATM/Visa Check Card Expedited 3 Day Delivery Fee	$37	Not stated	None
Single Currency Transactions	1.5%of the transaction	Not stated	None
Wire Transfers
Incoming Wire Transfers - Foreign / Domestic	No charge	Not stated	None
Check Services
Cashier’s Checks	No charge	Not stated	None
Stop Payment Order14, 15 (per item)	$30	per item	None
Digital & Electronic
Access with Bill Payment Option	No charge	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee	$10Not compared: Box drilling or key fee	Not stated	None
Legal Order Processing Fee	$125	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where City National Bank of Florida operates, and what regulators and customers have on file.

Market position

In Miami-Fort Lauderdale-West Palm Beach, FL, City National Bank of Florida holds 6.1% of bank deposits, #6 of 86, with 27 offices.

Compare fees with the 88 Miami-Fort Lauderdale-West Palm Beach, FL banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 24 institutions shown.

City National Bank of FloridaOther banksCredit unions

Showing 900 of 1,495 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Miami-Fort Lauderdale-West Palm Beach, FL metro (FDIC metro code 33100), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 18 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Bank of America, National Association15.7%
2JPMorgan Chase Bank, National Association12.5%
3Wells Fargo Bank, National Association10.7%
4Citibank, National Association6.4%
5Truist Bank6.2%
6City National Bank of Florida6.1%
7BankUnited, National Association5.6%
8TD Bank, National Association3.1%

8 of 86 institutions shown. $348.8B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Miami-Fort Lauderdale-West Palm Beach, FL metro (FDIC metro code 33100)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 6.1% share, 27 offices, #6 of 86

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Miami-Fort Lauderdale-West Palm Beach, FL metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

173 offices of 39 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Enforcement actions

1 past action

Past

Formal AgreementApril 19, 2010
OCC. Ended February 27, 2012

Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when City National Bank of Florida's foreign transaction changes in our data

We check once a day and send one email covering every change.