Cherokee Strip Federal Credit Union

Headquarters: Ponca City, Oklahoma
Charter: Credit Union
Assets: $106.0M
Fed district: Kansas City

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Cherokee Strip Federal Credit Union: $29
Cherokee Strip Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Cherokee Strip Federal Credit Union: $28
Cherokee Strip Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Cherokee Strip Federal Credit Union: $2.50
Cherokee Strip Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cherokee Strip Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closure Fee$25
Dormant Accounts$5
per month
Escheatment Fee$50
Research Fee$20
Paper Statement Fee$5

Overdraft & NSF

Courtesy Pay$29
Returned Item (personal check or ACH)$28
Overdraft Protection Transfer$4

ATM & Card

Foreign ATM Transaction or Inquiry$2.50
Debit Card, Replacement$10
Debit Card, Express Delivery$54

Wire Transfers

Domestic Wire Transfer$30

Check Services

Cashiers or Official Check Request$5
Stop Payment Request$28
Stop Payment Request - Cashiers or Official Check$35

Digital & Electronic

ACH Origination, Returned$15
Bill Pay or Pay Anyone (P2P)No charge
Expedited Bill Pay Fee$3

Account Services

Legal Processing$20

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee	$25	Not stated	None
Dormant Accounts	$5	per month	None
Escheatment Fee	$50	Not stated	None
Research Fee	$20	Not stated	None
Paper Statement Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay	$29	Not stated	None
Returned Item (personal check or ACH)	$28	Not stated	None
Overdraft Protection Transfer	$4	Not stated	None
ATM & Card
Foreign ATM Transaction or Inquiry	$2.50	Not stated	None
Debit Card, Replacement	$10	Not stated	None
Debit Card, Express Delivery	$54	Not stated	None
Wire Transfers
Domestic Wire Transfer	$30	Not stated	None
Check Services
Cashiers or Official Check Request	$5	Not stated	None
Stop Payment Request	$28	Not stated	None
Stop Payment Request - Cashiers or Official Check	$35	Not stated	None
Digital & Electronic
ACH Origination, Returned	$15	Not stated	None
Bill Pay or Pay Anyone (P2P)	No charge	Not stated	None
Expedited Bill Pay Fee	$3	Not stated	None
Account Services
Legal Processing	$20	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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