Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Cherokee Strip Federal Credit Union

Ponca City, OklahomaCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Accounts$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=dormant_account; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Dormant Accounts | $ 5.00 | You can avoid this fee by simply conducting a transaction in your CSCU accounts more often than every 12 months. The easiest way to avoid this fee is by" · Source

Early Closure Fee$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=early_closure; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Early Closure Fee | $ 25.00 | Accounts closed within 90 days of opening may be charged a $25 early closure fee." · Source

Paper Statement Fee$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=paper_statement; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Paper Statement Fee | $ 5.00 | A $5.00 fee is assessed for paper statements and may be avoided by enrolling in electronic statements through Online Banking or CSCU Mobile Banking ." · Source

Research Fee$20

At the national median

Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=account_research; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Research Fee | $ 20.00 | You request research or copies of checks or statements there will be a minimal fee of $20.00 plus $20.00 per hour." · Source

Overdraft & NSFVerified

Overdraft Protection Transfer$4Within the typical range ($2.50–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=od_protection_transfer; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Overdraft Protection Transfer | $ 4.00 | We transfer money between your CSCU accounts to cover an overdraft (negative balance), if you have signed up for our overdraft protection s" · Source
Returned Item (personal check or ACH)$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=nsf; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Returned Item (personal check or ACH) | $ 28.00 | You initiated a transaction or purchase to take money from your CSCU account, but due to unavailable funds at the time the withdra" · Source

Check ServicesVerified

Cashiers or Official Check Request$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=cashiers_check; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Cashiers or Official Check Request | $ 5.00 | You request a withdrawal by official CSCU check, payable to you or someone else" · Source

Digital & ElectronicVerified

ACH Origination, Returned$15Within the typical range ($15–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=ach_return; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="ACH Origination, Returned | $ 15.00 | You generate a transfer from another financial institution via ACH to make your CSCU loan payment or to credit your CSCU Share Savings, Draft " · Source
Bill Pay or Pay Anyone (P2P)$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3307. canonical_hint=bill_pay; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Bill Pay or Pay Anyone (P2P) | Free | Paying someone electronically through Bill Pay or P2P in Online Banking or CSCU Mobile Banking , or by writing a personal check from your CSCU" · Source
Expedited Bill Pay Fee$3Within the typical range ($0–$12.50 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=bill_pay; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Expedited Bill Pay Fee | $ 3.00 | Members requesting expedited bill payment will be charged a $3.00 processing fee." · Source

Account ServicesVerified

Legal Processing$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=garnishment_levy; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Legal Processing | $ 20.00 | We have to perform a legal service on your CSCU account, such as levy, garnishment, or lien - each occurrence." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Accounts	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=dormant_account; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Dormant Accounts \| $ 5.00 \| You can avoid this fee by simply conducting a transaction in your CSCU accounts more often than every 12 months. The easiest way to avoid this fee is by"	Source
Early Closure Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=early_closure; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Early Closure Fee \| $ 25.00 \| Accounts closed within 90 days of opening may be charged a $25 early closure fee."	Source
Paper Statement Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=paper_statement; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Paper Statement Fee \| $ 5.00 \| A $5.00 fee is assessed for paper statements and may be avoided by enrolling in electronic statements through Online Banking or CSCU Mobile Banking ."	Source
Research Fee	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=account_research; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Research Fee \| $ 20.00 \| You request research or copies of checks or statements there will be a minimal fee of $20.00 plus $20.00 per hour."	Source
Overdraft & NSFVerified
Overdraft Protection Transfer	$4Within the typical range ($2.50–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=od_protection_transfer; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Overdraft Protection Transfer \| $ 4.00 \| We transfer money between your CSCU accounts to cover an overdraft (negative balance), if you have signed up for our overdraft protection s"	Source
Check ServicesVerified
Cashiers or Official Check Request	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=cashiers_check; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Cashiers or Official Check Request \| $ 5.00 \| You request a withdrawal by official CSCU check, payable to you or someone else"	Source
Digital & ElectronicVerified
ACH Origination, Returned	$15Within the typical range ($15–$30 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=ach_return; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="ACH Origination, Returned \| $ 15.00 \| You generate a transfer from another financial institution via ACH to make your CSCU loan payment or to credit your CSCU Share Savings, Draft "	Source
Account ServicesVerified
Legal Processing	$20Below the typical range ($25–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #3307. canonical_hint=garnishment_levy; text_hash=d7abb3a640eac29b3a33adf20b8f31b76c6605fb299a81b215c499c284df7768; excerpt="Legal Processing \| $ 20.00 \| We have to perform a legal service on your CSCU account, such as levy, garnishment, or lien - each occurrence."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$106.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$106.0M

Total deposits

$94.7M

Service charge income (year to date)

$515K

Fee income ratio

14.5%

Return on assets

-0.17%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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