Public Service #3 Federal Credit Union

Headquarters: Fort Wayne, Indiana
Charter: Credit Union
Assets: $86.9M
Fed district: Chicago

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Public Service #3 Federal Credit Union: $30
Public Service #3 Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Public Service #3 Federal Credit Union: $30
Public Service #3 Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Public Service #3 Federal Credit Union: $15
Public Service #3 Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Public Service #3 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Abandoned Account$30
Dormant Account [After twelve (12) months of inactivity]$5
per month
Checkbook Balancing$25
per item · Per hour
Paper Statements$3
Return Mail$5

Overdraft & NSF

ACH Overdraft$30
per item
Debit Card Overdraft$30
per item
Overdraft Paid (Courtesy Pay)$30
NSF Charge$30
per item
Overdraft Transfer$5
per item

ATM & Card

Card Replacement$15
per item
Debit Rush$35

Wire Transfers

Wire Transfer (Outgoing)$15
per item

Check Services

Cashier’s Check$5
per item
Money Order$5
per item
Stop Payment$30
per item
Check Cashing (if balance is less than $250)$5
per item
Copy of Check$5

Digital & Electronic

Bill Pay Inactivity [After three (3) months]$1

Cash & Deposit

Deposited Item Return$25

Account Services

Legal Process/Levies/Garnishments$75
Mortgage Subordination$100
Verification of Account Fee$10

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Abandoned Account	$30	Not stated	None
Dormant Account [After twelve (12) months of inactivity]	$5	per month	None
Checkbook Balancing	$25	per item	Per hour
Paper Statements	$3	Not stated	None
Return Mail	$5	Not stated	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
Debit Card Overdraft	$30	per item	None
Overdraft Paid (Courtesy Pay)	$30	Not stated	None
NSF Charge	$30	per item	None
Overdraft Transfer	$5	per item	None
ATM & Card
Card Replacement	$15	per item	None
Debit Rush	$35	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$15	per item	None
Check Services
Cashier’s Check	$5	per item	None
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Check Cashing (if balance is less than $250)	$5	per item	None
Copy of Check	$5	Not stated	None
Digital & Electronic
Bill Pay Inactivity [After three (3) months]	$1	Not stated	None
Cash & Deposit
Deposited Item Return	$25	Not stated	None
Account Services
Legal Process/Levies/Garnishments	$75	Not stated	None
Mortgage Subordination	$100	Not stated	None
Verification of Account Fee	$10	Not stated	None
Other Fees
Statement Copy	$5	per item	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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