Saco & Biddeford Savings Institution

Headquarters: Saco, Maine
Charter: Bank
Assets: $1.5B
Fed district: Boston

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
Saco & Biddeford Savings Institution: $2 to $10
Saco & Biddeford Savings Institution: $2 to $10
U.S. median: no median
Overdraft (OD)
Saco & Biddeford Savings Institution: $25
Saco & Biddeford Savings Institution: $25
U.S. median: no median
NSF / Returned Item
Saco & Biddeford Savings Institution: $15
Saco & Biddeford Savings Institution: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Saco & Biddeford Savings Institution’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$3
per month
Monthly service charge$2
per month
Monthly service charge$10
per month
Monthly Service Charge$5
per month
Early Closeout Fee (within 90 days of opening)$10
Account research (per hour, 1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour · Account research (per hour, 1 hour minimum) | $30.00

Overdraft & NSF

Paid nonsufficient funds (NSF): Consumer account$25
Return item: Consumer account$15
Automated overdraft transfer$2

ATM & Card

ATM / Debit Card rush order$50

Wire Transfers

Wire: Outgoing - National$25
Wire: Outgoing - International$40

Check Services

Stop payment (checks and ACH transactions)$25

Cash & Deposit

Deposited item returned$12

Account Services

Tax / levy garnish$75

Other Fees

Fax: Incoming$1
per item
Fax: Medallion stamp service$20
Fax: Outgoing$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$3	per month	None
Monthly service charge	$2	per month	None
Monthly service charge	$10	per month	None
Monthly Service Charge	$5	per month	None
Early Closeout Fee (within 90 days of opening)	$10	Not stated	None
Account research (per hour, 1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	Account research (per hour, 1 hour minimum) \| $30.00
Overdraft & NSF
Paid nonsufficient funds (NSF): Consumer account	$25	Not stated	None
Return item: Consumer account	$15	Not stated	None
Automated overdraft transfer	$2	Not stated	None
ATM & Card
ATM / Debit Card rush order	$50	Not stated	None
Wire Transfers
Wire: Outgoing - National	$25	Not stated	None
Wire: Outgoing - International	$40	Not stated	None
Check Services
Stop payment (checks and ACH transactions)	$25	Not stated	None
Cash & Deposit
Deposited item returned	$12	Not stated	None
Account Services
Tax / levy garnish	$75	Not stated	None
Other Fees
Fax: Incoming	$1	per item	None
Fax: Medallion stamp service	$20	Not stated	None
Fax: Outgoing	$3	Not stated	None

Account Maintenance

Early Closeout Fee (within 90 days of opening)$10
Account research (per hour, 1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour · Account research (per hour, 1 hour minimum) | $30.00

Overdraft & NSF

Paid nonsufficient funds (NSF): Business account$35
Return item: Business account$25
Automated overdraft transfer$2

ATM & Card

ATM / Debit Card rush order$50

Wire Transfers

Wire: Outgoing - National$25
Wire: Outgoing - International$40

Check Services

Stop payment (checks and ACH transactions)$25

Cash & Deposit

Deposited item returned$12

Account Services

Tax / levy garnish$75

Other Fees

Fax: Incoming$1
per item
Fax: Medallion stamp service$20
Fax: Outgoing$3

Fee	Amount	Basis	Note
Account Maintenance
Early Closeout Fee (within 90 days of opening)	$10	Not stated	None
Account research (per hour, 1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	Account research (per hour, 1 hour minimum) \| $30.00
Overdraft & NSF
Paid nonsufficient funds (NSF): Business account	$35	Not stated	None
Return item: Business account	$25	Not stated	None
Automated overdraft transfer	$2	Not stated	None
ATM & Card
ATM / Debit Card rush order	$50	Not stated	None
Wire Transfers
Wire: Outgoing - National	$25	Not stated	None
Wire: Outgoing - International	$40	Not stated	None
Check Services
Stop payment (checks and ACH transactions)	$25	Not stated	None
Cash & Deposit
Deposited item returned	$12	Not stated	None
Account Services
Tax / levy garnish	$75	Not stated	None
Other Fees
Fax: Incoming	$1	per item	None
Fax: Medallion stamp service	$20	Not stated	None
Fax: Outgoing	$3	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4, the middle of its prices
Saco & Biddeford Savings Institution: $2 to $10
Saco & Biddeford Savings Institution: $2 to $10
U.S. median: no median
Overdraft (OD)
Saco & Biddeford Savings Institution: $25
Saco & Biddeford Savings Institution: $25
U.S. median: no median
NSF / Returned Item
Saco & Biddeford Savings Institution: $15
Saco & Biddeford Savings Institution: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Saco & Biddeford Savings Institution’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$3
per month
Monthly service charge$2
per month
Monthly service charge$10
per month
Monthly Service Charge$5
per month
Early Closeout Fee (within 90 days of opening)$10
Account research (per hour, 1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour · Account research (per hour, 1 hour minimum) | $30.00

Overdraft & NSF

Paid nonsufficient funds (NSF): Consumer account$25
Return item: Consumer account$15
Automated overdraft transfer$2

ATM & Card

ATM / Debit Card rush order$50

Wire Transfers

Wire: Outgoing - National$25
Wire: Outgoing - International$40

Check Services

Stop payment (checks and ACH transactions)$25

Cash & Deposit

Deposited item returned$12

Account Services

Tax / levy garnish$75

Other Fees

Fax: Incoming$1
per item
Fax: Medallion stamp service$20
Fax: Outgoing$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$3	per month	None
Monthly service charge	$2	per month	None
Monthly service charge	$10	per month	None
Monthly Service Charge	$5	per month	None
Early Closeout Fee (within 90 days of opening)	$10	Not stated	None
Account research (per hour, 1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	Account research (per hour, 1 hour minimum) \| $30.00
Overdraft & NSF
Paid nonsufficient funds (NSF): Consumer account	$25	Not stated	None
Return item: Consumer account	$15	Not stated	None
Automated overdraft transfer	$2	Not stated	None
ATM & Card
ATM / Debit Card rush order	$50	Not stated	None
Wire Transfers
Wire: Outgoing - National	$25	Not stated	None
Wire: Outgoing - International	$40	Not stated	None
Check Services
Stop payment (checks and ACH transactions)	$25	Not stated	None
Cash & Deposit
Deposited item returned	$12	Not stated	None
Account Services
Tax / levy garnish	$75	Not stated	None
Other Fees
Fax: Incoming	$1	per item	None
Fax: Medallion stamp service	$20	Not stated	None
Fax: Outgoing	$3	Not stated	None

Account Maintenance

Early Closeout Fee (within 90 days of opening)$10
Account research (per hour, 1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour · Account research (per hour, 1 hour minimum) | $30.00

Overdraft & NSF

Paid nonsufficient funds (NSF): Business account$35
Return item: Business account$25
Automated overdraft transfer$2

ATM & Card

ATM / Debit Card rush order$50

Wire Transfers

Wire: Outgoing - National$25
Wire: Outgoing - International$40

Check Services

Stop payment (checks and ACH transactions)$25

Cash & Deposit

Deposited item returned$12

Account Services

Tax / levy garnish$75

Other Fees

Fax: Incoming$1
per item
Fax: Medallion stamp service$20
Fax: Outgoing$3

Fee	Amount	Basis	Note
Account Maintenance
Early Closeout Fee (within 90 days of opening)	$10	Not stated	None
Account research (per hour, 1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	Account research (per hour, 1 hour minimum) \| $30.00
Overdraft & NSF
Paid nonsufficient funds (NSF): Business account	$35	Not stated	None
Return item: Business account	$25	Not stated	None
Automated overdraft transfer	$2	Not stated	None
ATM & Card
ATM / Debit Card rush order	$50	Not stated	None
Wire Transfers
Wire: Outgoing - National	$25	Not stated	None
Wire: Outgoing - International	$40	Not stated	None
Check Services
Stop payment (checks and ACH transactions)	$25	Not stated	None
Cash & Deposit
Deposited item returned	$12	Not stated	None
Account Services
Tax / levy garnish	$75	Not stated	None
Other Fees
Fax: Incoming	$1	per item	None
Fax: Medallion stamp service	$20	Not stated	None
Fax: Outgoing	$3	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.