23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Fresh Start Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Greater Iowa Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per transaction
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service fee (Fresh Start Checking) | $5 | per month | None |
| Dormant account (6 months) | $10 | per month | None |
| Account reconciliation (3-month history maximum) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive withdrawals (in excess of six per month) | $5 | per item | None |
| Returned mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Privileged Courtesy Pay/Paid item fee | $25 | per item | None |
| NSF fee – return items (ACH or Share Draft) | $29 | per item | None |
| OVERDRAFT & NSF CHARGES Overdraft transfers from share account | $4 | Not stated | None |
| Overdraft Protection transfer fee from a line of credit | $3 | per transaction | None |
| Overdraft transfer from line of credit (system generated) | $4 | per item | None |
| Overdraft transfers from share account | $4 | per item | None |
ATM & Card | |||
| Fees at non-Greater Iowa ATMs | No charge | Not stated | None |
| New replacement debit or ATM card | $7 | Not stated | None |
| Replacement card rush delivery | $5 | Not stated | None |
| Foreign transaction fee (single-currency) (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Outgoing domestic | $20 | Not stated | None |
| WIRE TRANSFERS: Incoming domestic | $5 | Not stated | None |
| WIRE TRANSFERS: Outgoing international | $40 | Not stated | None |
| WIRE TRANSFERS: Incoming international | $5 | Not stated | None |
Check Services | |||
| Stop payment request (check and ACH) | $25 | Not stated | None |
| Temporary checks (first booklet of temp checks free for new checking accounts) | $3 | Not stated | None |
| On-Us check cashing | $5 | Not stated | None |
| Foreign collection item | $7 | Not stated | None |
| Check copy (free via online banking) | $4 | per item | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
Cash & Deposit | |||
| Coin counting | 5% | Not stated | None |
Account Services | |||
| Safe Deposit Box 10” x 10” | $68 | Not stated | None |
| Safe Deposit Box 3” x 10” | $28 | Not stated | None |
| Safe Deposit Box 3” x 5” | $20 | Not stated | None |
| Safe Deposit Box 4” x 10” | $36 | Not stated | None |
| Safe Deposit Box 5” x 10” | $38 | Not stated | None |
| Safe Deposit Box 5” x 5” | $33 | Not stated | None |
| Tax levy/garnishment | $35 | Not stated | None |
Other Fees | |||
| Statement copy (free via online banking) | $4 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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