Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

North Iowa Community Federal Credit Union

Mason City, IowaCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

(closed within 90 days): Domestic (Incoming)$15Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$30Within the typical range ($25–$32 nationally)
At the national median
Source
Overdraft Fee (NSF)$30Within the typical range ($25–$32 nationally)
At the national median
per month · Source

Check ServicesVerified

Cashier’s Checks (each)$5Within the typical range ($3–$5 nationally)
At the national median
Source
Check Copy (each)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Counter Checks (3 to page)$5Above the typical range ($1–$4 nationally)
$3 above the national median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
(closed within 90 days): Domestic (Incoming)	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Early Account Closure Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Fresh Start Debit (monthly fee)	$8Within the typical range ($3–$10 nationally)	$2 above the national median	per month	—	Source
Premium Checking (monthly fee)	$5Within the typical range ($3–$10 nationally)	$1 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$30Within the typical range ($25–$32 nationally)	At the national median	—	—	Source
Overdraft Fee (NSF)	$30
ATM & CardVerified
Replacement of lost debit card	$20Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Check ServicesVerified
Cashier’s Checks (each)	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Check Copy (each)	$2Within the typical range ($2–$5 nationally)
Cash & DepositVerified
ONLINE BANKING \| Deposit Items Returned	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Account ServicesVerified
Lost Key Charge - One Key	$30Within the typical range ($25–$80 nationally)	$15 below the national median	—	—	Source
Gift & Prepaid CardsVerified
VISA Travel Card Reload	$5Within the typical range ($3–$5 nationally)	$0.05 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$127.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$127.8M

Total deposits

$113.4M

Service charge income (year to date)

$270K

Fee income ratio

5.9%

Return on assets

0.97%

Financial profile · Pro

North Iowa Community Federal Credit Union

Published fees

Get an email when North Iowa Community Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings