Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

Saco & Biddeford Savings Institution

Saco, MaineBankBoston Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research (per hour, 1 hour minimum)$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=account_research; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Account research (per hour, 1 hour minimum) | $30.00" · Source

Overdraft & NSFVerified

Automated overdraft transfer$2Below the typical range ($2.50–$5 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=od_protection_transfer; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Automated overdraft transfer | $2.00" · Source

ATM & CardVerified

ATM / Debit Card rush order$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=rush_card; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="ATM / Debit Card rush order | $50.00" · Source

Wire TransfersVerified

Wire: Outgoing - International$40Within the typical range ($40–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=wire_intl_outgoing; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Outgoing - International | $40.00" · Source

Check ServicesVerified

Stop payment (checks and ACH transactions)$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=stop_payment; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Stop payment (checks and ACH transactions) | $25.00" · Source

Cash & DepositVerified

Deposited item returned$12Within the typical range ($9.50–$25 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=deposited_item_return; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Deposited item returned | $12.00" · Source

Account ServicesVerified

Tax / levy garnish$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=garnishment_levy; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Tax / levy garnish | $75.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research (per hour, 1 hour minimum)	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=account_research; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Account research (per hour, 1 hour minimum) \| $30.00"	Source
Overdraft & NSFVerified
Automated overdraft transfer	$2Below the typical range ($2.50–$5 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=od_protection_transfer; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Automated overdraft transfer \| $2.00"	Source
ATM & CardVerified
ATM / Debit Card rush order	$50Within the typical range ($30–$50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=rush_card; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="ATM / Debit Card rush order \| $50.00"	Source
Wire TransfersVerified
Wire: Outgoing - International	$40Within the typical range ($40–$50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=wire_intl_outgoing; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Outgoing - International \| $40.00"	Source
Check ServicesVerified
Stop payment (checks and ACH transactions)	$25Within the typical range ($20–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=stop_payment; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Stop payment (checks and ACH transactions) \| $25.00"	Source
Cash & DepositVerified
Deposited item returned	$12Within the typical range ($9.50–$25 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=deposited_item_return; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Deposited item returned \| $12.00"	Source
Account ServicesVerified
Tax / levy garnish	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #8394. canonical_hint=garnishment_levy; text_hash=55f844ee0771ea977a2ca33835eebec361b2a05528fba1cb0f9c244ef33f4c7d; excerpt="Tax / levy garnish \| $75.00"	Source

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Verified fees

Under review

Assets

$1.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.5B

Total deposits

$1.0B

Service charge income

$36K

Fee income ratio

0.34%

Return on assets

0.32%

Branches

Service charge income by quarter

Q2 2026$36K

Q1 2026$32K

Q4 2025$33K

Q3 2025$27K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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