Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

First Pace Federal Credit Union

West St Paul, MinnesotaCredit UnionMinneapolis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation or Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=account_research; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Account Reconciliation or Research | $25.00/hour" · Source

Dormant Account$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=dormant_account; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Dormant Account | $10.00/month" · Source

Inactive Checking Account (after 6 months)$5

At the national median

Overdraft & NSFVerified

Insufficient funds-NSF (per item)$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=nsf; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Insufficient funds-NSF (per item) | $25.00" · Source
Overdraft Protection$1.50Below the typical range ($2.88–$5 nationally)
$3.50 below the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=od_protection_transfer; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Overdraft Protection | $1.50" · Source

ATM & CardVerified

Replacement Debit Card$20Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=card_replacement; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Replacement Debit Card | $20.00" · Source

Wire TransfersVerified

Wire Transfer: Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=wire_domestic_incoming; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="• Incoming - $10.00" · Source
Wire Transfer: Outgoing$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=wire_domestic_outgoing; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="• Outgoing - $20.00" · Source

Check ServicesVerified

Non-Member Check Cashing Fee$15Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=check_cashing; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Non-Member Check Cashing Fee | $15.00" · Source
Stop Payment Credit Union Check (after 90 days)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=stop_payment; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Stop Payment Credit Union Check (after 90 days) | $30.00" · Source

Digital & ElectronicVerified

Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #8715. canonical_hint=bill_pay; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Bill Pay | FREE*" · Source

Cash & DepositVerified

DC Chargeback or Fraud Claimed Unsubstantiated$35Above the typical range ($10–$25 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=deposited_item_return; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="DC Chargeback or Fraud Claimed Unsubstantiated | $35.00" · Source

Account ServicesVerified

Levy or Garnishment Processing$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=garnishment_levy; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Levy or Garnishment Processing | $25.00" · Source
Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #8715. canonical_hint=notary_fee; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Notary Service | FREE" · Source
Subordination fee$150Above the typical range ($30–$125 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=legal_process; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Subordination fee | $150.00" · Source

Mortgage ServicingVerified

Duplicate Lien Release$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=mortgage_lien_release; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Duplicate Lien Release | $15.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=gift_card_purchase; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="VISA Gift Card | $3.00" · Source

Other FeesVerified

Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=document_reproduction; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Copy of Statement | $5.00 - FREE Online" · Source
Home Equity Loan Processing Fee$250Above the typical range ($20–$40 nationally)
$222.50 above the national median
Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=other_lending_fee; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Home Equity Loan Processing Fee | $250.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation or Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=account_research; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Account Reconciliation or Research \| $25.00/hour"	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=dormant_account; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Dormant Account \| $10.00/month"	Source
Inactive Checking Account (after 6 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=dormant_account; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Inactive Checking Account (after 6 months) \| $5.00/month"	Source
Overdraft & NSFVerified
Insufficient funds-NSF (per item)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=nsf; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Insufficient funds-NSF (per item) \| $25.00"	Source
Overdraft Protection	$1.50
ATM & CardVerified
Replacement Debit Card	$20Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=card_replacement; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Replacement Debit Card \| $20.00"	Source
Wire TransfersVerified
Wire Transfer: Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=wire_domestic_incoming; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="• Incoming - $10.00"	Source
Wire Transfer: Outgoing	$20
Check ServicesVerified
Non-Member Check Cashing Fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=check_cashing; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Non-Member Check Cashing Fee \| $15.00"	Source
Stop Payment Credit Union Check (after 90 days)
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #8715. canonical_hint=bill_pay; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Bill Pay \| FREE*"	Source
Cash & DepositVerified
DC Chargeback or Fraud Claimed Unsubstantiated	$35Above the typical range ($10–$25 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=deposited_item_return; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="DC Chargeback or Fraud Claimed Unsubstantiated \| $35.00"	Source
Account ServicesVerified
Levy or Garnishment Processing	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=garnishment_levy; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Levy or Garnishment Processing \| $25.00"	Source
Notary Service
Mortgage ServicingVerified
Duplicate Lien Release	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=mortgage_lien_release; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Duplicate Lien Release \| $15.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=gift_card_purchase; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="VISA Gift Card \| $3.00"	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8715. canonical_hint=document_reproduction; text_hash=8b5f5987b37203b66e910b6ff7cbd3064cd12af06d210600a73c2bd38a951282; excerpt="Copy of Statement \| $5.00 - FREE Online"	Source
Home Equity Loan Processing Fee	$250

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 19 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$8.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.7M

Total deposits

$7.0M

Service charge income (year to date)

$4K

Fee income ratio

1.7%

Return on assets

-0.83%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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