Family Community Federal Credit Union

Headquarters: Charles City, Iowa
Charter: Credit Union
Assets: $26.3M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Family Community Federal Credit Union: $2.95
Family Community Federal Credit Union: $2.95
U.S. median: no median
NSF / Returned Item
Family Community Federal Credit Union: $32
Family Community Federal Credit Union: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Family Community Federal Credit Union: $28
Family Community Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Family Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$2.95
per month
Early Closing Fee (if closed within six months of account opening)$5
Inactive Fee$6
Not compared: Quarterly charge, not monthly
per quarter
Account research/Reconciliation$22
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail fee$6

Overdraft & NSF

NSF Honored Items$32
per item
NSF Returned Item (Check, ATM, Debit, ACH)$32
per item

ATM & Card

Card replacement fee$15
per item
Card Replacement Fee$5

Wire Transfers

Domestic Wire Transfer fee (outgoing)$28
per item
Domestic Wire Transfer fee (incoming)$8
per item

Check Services

Stop Payment fee$28
per item
Copy of Check$2
per item

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Returned check fee$5
per item

Account Services

Notary ServiceNo charge
Safe Deposit Box 10 x 10$61
per year
Safe Deposit Box 3 x 10$36
per year
Safe Deposit Box 3 x 5$16
per year
Safe Deposit Box 5 x 10$46
per year
Safe Deposit Box 5 x 5$30
per year
Safe Deposit Box Late Fee$15
Not compared: Monthly charge, not annual
per month
Legal processing fee$50

Gift & Prepaid Cards

Gift Cards$4.95
per item
Reload FeeNo charge
VISA Prepaid Card: Card Issuance$5.95

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$2.95	per month	None
Early Closing Fee (if closed within six months of account opening)	$5	Not stated	None
Inactive Fee	$6Not compared: Quarterly charge, not monthly	per quarter	None
Account research/Reconciliation	$22Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail fee	$6	Not stated	None
Overdraft & NSF
NSF Honored Items	$32	per item	None
NSF Returned Item (Check, ATM, Debit, ACH)	$32	per item	None
ATM & Card
Card replacement fee	$15	per item	None
Card Replacement Fee	$5	Not stated	None
Wire Transfers
Domestic Wire Transfer fee (outgoing)	$28	per item	None
Domestic Wire Transfer fee (incoming)	$8	per item	None
Check Services
Stop Payment fee	$28	per item	None
Copy of Check	$2	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Returned check fee	$5	per item	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 10 x 10	$61	per year	None
Safe Deposit Box 3 x 10	$36	per year	None
Safe Deposit Box 3 x 5	$16	per year	None
Safe Deposit Box 5 x 10	$46	per year	None
Safe Deposit Box 5 x 5	$30	per year	None
Safe Deposit Box Late Fee	$15Not compared: Monthly charge, not annual	per month	None
Legal processing fee	$50	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4.95	per item	None
Reload Fee	No charge	Not stated	None
VISA Prepaid Card: Card Issuance	$5.95	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Family Community Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.