Missouri Central Federal Credit Union

Headquarters: Lees Summit, Missouri
Charter: Credit Union
Assets: $123.3M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking
Can be waived with a balance of $500 or more.
Missouri Central Federal Credit Union: $10
Missouri Central Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Missouri Central Federal Credit Union: $28
Missouri Central Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Missouri Central Federal Credit Union: $28
Missouri Central Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Missouri Central Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Premier Checking Monthly Service Fee$10
per month
Reconciliation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Overdraft/NSF$28
per item
Overdraft/NSF$28
per item
Overdraft/NSF$28
per item
Overdraft Protection Transfer$3
per item

ATM & Card

Replacement Card$5
per item

Wire Transfers

Domestic Wire Transfers$25
per item
International Wire Transfers$50
per item

Check Services

Cashier’s Check$5
Money Orders$2
per item
Stop Payment Orders- one-time$28
per item
Stop Payment Orders- one-time(single item) or block of consecutive check numbers$28
per item
Check Cashing (Savings Balance Under W/ No Other Services)$5
per item
Copies of Canceled Checks$3
per item
Copy of MCCU Check$3
per item

Account Services

Garnishment Processing$50
per item
IRS Levy Processing$50
per item

Gift & Prepaid Cards

Gift cards$3
per item

Other Fees

Statement Reprint$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Premier Checking Monthly Service Fee	$10	per month	None
Reconciliation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Overdraft/NSF	$28	per item	None
Overdraft/NSF	$28	per item	None
Overdraft/NSF	$28	per item	None
Overdraft Protection Transfer	$3	per item	None
ATM & Card
Replacement Card	$5	per item	None
Wire Transfers
Domestic Wire Transfers	$25	per item	None
International Wire Transfers	$50	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Orders	$2	per item	None
Stop Payment Orders- one-time	$28	per item	None
Stop Payment Orders- one-time(single item) or block of consecutive check numbers	$28	per item	None
Check Cashing (Savings Balance Under W/ No Other Services)	$5	per item	None
Copies of Canceled Checks	$3	per item	None
Copy of MCCU Check	$3	per item	None
Account Services
Garnishment Processing	$50	per item	None
IRS Levy Processing	$50	per item	None
Gift & Prepaid Cards
Gift cards	$3	per item	None
Other Fees
Statement Reprint	$5	per item	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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