Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Missouri Central Federal Credit Union

Lees Summit, MissouriCredit UnionSt. Louis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Reconciliation/Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=account_research; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Reconciliation/Research | $25.00 per hour (1/2 hr min)" · Source

Overdraft & NSFVerified

ACH Overdraft/NSF$28Within the typical range ($25–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=overdraft; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="ACH Overdraft/NSF | $28.00 each" · Source
Overdraft Protection Transfer$3Within the typical range ($2.38–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=od_protection_transfer; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Overdraft Protection Transfer | $3.00 each" · Source
Overdraft/NSF$28Within the typical range ($25–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=overdraft; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Overdraft/NSF | $28.00 each item" · Source

ATM & CardVerified

ATM Surcharge for Foreign Cards$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=atm_non_network; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="ATM Surcharge for Foreign Cards | $3.00 each" · Source
Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=card_replacement; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Replacement Card | $5.00 each" · Source

Check ServicesVerified

Check Cashing (Savings Balance Under W/ No Other Services)$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=check_cashing; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Check Cashing (Savings Balance Under $100 W/ No Other Services) | $5.00 each" · Source
Copies of Canceled Checks$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=check_image; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Copies of Canceled Checks | $3.00 each" · Source
Money Orders$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=money_order; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Money Orders | $2.00 each ($1 for seniors)" · Source
Stop Payment Orders- one-time$28Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=stop_payment; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Stop Payment Orders- one-time | $28.00 each" · Source
Stop Payment Orders- one-time(single item) or block of consecutive check numbers$28Within the typical range ($20–$30 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=stop_payment; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Stop Payment Orders- one-time(single item) or block of consecutive check numbers | $28.00 each item" · Source
Withdrawals Over Three Per Calendar Quarter-(Teller Check or Teller withdrawal)$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=cashiers_check; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Withdrawals Over Three Per Calendar Quarter-(Teller Check or Teller withdrawal) | $5 each" · Source

Account ServicesVerified

IRS Levy Processing$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=garnishment_levy; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="IRS Levy Processing | $50.00 each" · Source

Gift & Prepaid CardsVerified

Gift cards$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=gift_card_purchase; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Gift cards | $3.00 each" · Source

Other FeesVerified

Statement Reprint$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=document_reproduction; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Statement Reprint | $5.00 each period" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Reconciliation/Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=account_research; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Reconciliation/Research \| $25.00 per hour (1/2 hr min)"	Source
Overdraft & NSFVerified
ACH Overdraft/NSF	$28Within the typical range ($25–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=overdraft; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="ACH Overdraft/NSF \| $28.00 each"	Source
Overdraft Protection Transfer
ATM & CardVerified
ATM Surcharge for Foreign Cards	$3Above the typical range ($1–$2.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=atm_non_network; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="ATM Surcharge for Foreign Cards \| $3.00 each"	Source
Replacement Card	$5
Check ServicesVerified
Check Cashing (Savings Balance Under W/ No Other Services)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=check_cashing; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Check Cashing (Savings Balance Under $100 W/ No Other Services) \| $5.00 each"	Source

Account ServicesVerified
IRS Levy Processing	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=garnishment_levy; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="IRS Levy Processing \| $50.00 each"	Source
Gift & Prepaid CardsVerified
Gift cards	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=gift_card_purchase; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Gift cards \| $3.00 each"	Source
Other FeesVerified
Statement Reprint	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4714. canonical_hint=document_reproduction; text_hash=8fb3a31fca0d13d4f6129d689f0539d9733d54efff082abea6acafa75f78cdcc; excerpt="Statement Reprint \| $5.00 each period"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Published fees

Under review

Assets

$123.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$123.3M

Total deposits

$113.5M

Service charge income (year to date)

$234K

Fee income ratio

6.7%

Return on assets

0.29%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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