Advantage Federal Credit Union

Headquarters: Newton, Iowa
Charter: Credit Union
Assets: $106.5M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum balance of $1,000 or more.
Advantage Federal Credit Union: $5
Advantage Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Advantage Federal Credit Union: $27
Advantage Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Advantage Federal Credit Union: $15
Advantage Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Account Closure Fee$10
Dormancy Fee$5
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$5
per month

Overdraft & NSF

ACH NSF Fee$27
NSF Return Fees$27
per item
Overdraft TransfersNo charge

ATM & Card

Visa® Debit Card Replacement Fee (If Lost or Damaged)$10

Wire Transfers

Outgoing Wire Transfer$15
Incoming Wire Transfer$3.50

Check Services

Cashiers Checks$2.50
per item
Money Orders$2.50
per item
ACH Stop Payment$20
Stop Payments via Online Banking$10
Counter Checks$2
per item
Share Draft Copies$2.50

Cash & Deposit

Coin Counting5%
Coin Counting (audience not stated, treated as personal)5%

Gift & Prepaid Cards

Visa® Gift Card$2

Other Fees

Statement CopiesNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Account Closure Fee	$10	Not stated	None
Dormancy Fee	$5	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$5	per month	None
Overdraft & NSF
ACH NSF Fee	$27	Not stated	None
NSF Return Fees	$27	per item	None
Overdraft Transfers	No charge	Not stated	None
ATM & Card
Visa® Debit Card Replacement Fee (If Lost or Damaged)	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$15	Not stated	None
Incoming Wire Transfer	$3.50	Not stated	None
Check Services
Cashiers Checks	$2.50	per item	None
Money Orders	$2.50	per item	None
ACH Stop Payment	$20	Not stated	None
Stop Payments via Online Banking	$10	Not stated	None
Counter Checks	$2	per item	None
Share Draft Copies	$2.50	Not stated	None
Cash & Deposit
Coin Counting	5%	Not stated	None
Coin Counting (audience not stated, treated as personal)	5%	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card	$2	Not stated	None
Other Fees
Statement Copies	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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