Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Advantage Federal Credit Union

Newton, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=account_research; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Account Reconciliation | $20.00 per hour, $20 Min." · Source

Overdraft & NSFVerified

ACH NSF Fee$27Within the typical range ($25–$32 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=nsf; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="ACH NSF Fee | $27.00" · Source
NSF Return Fees$27Within the typical range ($25–$32 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=nsf; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="NSF Return Fees | $27.00 per item" · Source

Wire TransfersVerified

Incoming Wire Transfer$3.50Below the typical range ($7.75–$15 nationally)
$6.50 below the national median
Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=wire_domestic_incoming; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Incoming Wire Transfer | $3.50" · Source
Outgoing Wire Transfer$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=wire_domestic_outgoing; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Outgoing Wire Transfer | $15.00 Domestic; $50 International" · Source

Check ServicesVerified

ACH Stop Payment$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=stop_payment; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="ACH Stop Payment | $20.00 plus tax" · Source

Gift & Prepaid CardsVerified

Visa® Gift Card$2Below the typical range ($3–$4.95 nationally)
$1.63 below the national median
Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=gift_card_purchase; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Visa® Gift Card | $2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=account_research; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Account Reconciliation \| $20.00 per hour, $20 Min."	Source
Overdraft & NSFVerified
ACH NSF Fee	$27Within the typical range ($25–$32 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=nsf; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="ACH NSF Fee \| $27.00"	Source
NSF Return Fees	$27
Wire TransfersVerified
Incoming Wire Transfer	$3.50Below the typical range ($7.75–$15 nationally)	$6.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=wire_domestic_incoming; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Incoming Wire Transfer \| $3.50"	Source
Outgoing Wire Transfer
Check ServicesVerified
ACH Stop Payment	$20Within the typical range ($20–$30 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=stop_payment; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="ACH Stop Payment \| $20.00 plus tax"	Source
Gift & Prepaid CardsVerified
Visa® Gift Card	$2Below the typical range ($3–$4.95 nationally)	$1.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #3019. canonical_hint=gift_card_purchase; text_hash=84a79fd43052597833cc1252a338142aa4384853181459c1274bc7b0831f4a89; excerpt="Visa® Gift Card \| $2.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $27

7% below the national median NSF fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$106.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$106.5M

Total deposits

$89.6M

Service charge income (year to date)

$240K

Fee income ratio

6.3%

Return on assets

1.06%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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